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  1. Rene- Great blog. Question: Currently AX Platinum member and need a new Visa/MC as back up. Looking at Chase Sapphire Preferred and Barclays World Elite. Any thoughts? Thanks.

  2. @JB – Both are / would be good choices. Barclays Arrival+ is sweet because it has REAL chip-N-pin technology for use outside the USA. CSP is great as it has primary auto insurance coverage. Keep in mind the 5/24 rule with Chase now so you may not get approved for it.

  3. Hello! Do Amex platinum card points transfer directly into your sky miles account just as the delta branded Amex cards? I’ve been thinking of changing but don’t really want a new point account. Thanks for great blog!

  4. @Mike – Yes AMEX Membership rewards points transfer almost instantly 1:1 to SkyMiles. There is a small fee to send they over.

  5. Hi Rene’,
    I was lucky enough to get approved for a 100K MR Amex Platinum during their recent 6 hour link. Question? I usually fly Delta, and saw your article re: using the $200 airline reimbursement to purchase $50 Delta egift cards from January of this year- do you know if that’s still available? Thanks.

  6. René—wanted to take a moment to thank you for the advice on getting last minute MQMs for 2016. Per your suggestion on Dec 7th I added a Delta AMEX Reserve card, got it in 2 days and immediately made an online purchase. Happy to say that today (Dec 14th) I saw 10K MQMs added to my account. I will earn 2017 Diamond somewhere tonight over Brazil as I return home from Buenos Aires. 😉

    Still have an AMEX Platinum and wonder if the $450 annual is worth the overlap with Reserve. Only differences I can see are the $200 airline credit and Priority Pass access. Any thoughts?

    Merry Christmas and Happy New Year to you and your family!

  7. @Harry – Well done! I hold both. I get value from both. I get more upgrades with the Delta Reserve card and I use the 1st class BOGO cert. Not easy but works. As for non-Delta Platinum AMEX card I get into Centurion lounges and so much more (bis one gets me 10 international Gogo passes each year worth $50 each). So, personal value call.

  8. I was assured by an AE rep that on my reserve card (2016) i had spent $29,985 by late December and for another $15 i was good to go. So I bought a $100 Delta gift card to push my spending over $30,000 for a a 15,000 MGM bonus. Now they say no way. That included your $450 membership. I was told came up $365 short. Neither Delta or AE will help me out. I’ve been a AE member since 1977. I am mad as can be.
    Any thoughts/

  9. @Jack – Yep you are stuck. Annual Fee does not count. I warn about this over and over on the blog. Reps will say anything. Next time over spend by at least $500-1k.

    Looking for feedback from you and the rest of team on keeping both cards and spending $950 on Annual Fees. I see lots of overlap between the two (especially if you’re Diamond) and now with increased PLAT benefits and increased fee; is it time to dump one upon renewal later this year?

  11. Hi Rene,

    Love your blog and Twitter, just received Chase Preferred card. Trying to find how to use to pay down/off TD Bank Secure card but so far, no luck. This rookie needs help!
    Thanks, Will

  12. @Will – I am confused. First congrats on the Chase Sapphire Preferred but you seem to indicate you are carrying a balance on a secure card? If you have ANY balance on ANY card you should NOT be applying for travel cards. Points are a 1-6% return and we ALWAYS ALWAYS ALWAYS pay our balance in full every month. If you are EVER paying 1 penny interest you have much bigger concerns than points. Get your house in order then play the points game. Clear?

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