Editors Disclaimer: Renés Points is a division of RDL Enterprises LLC. The opinions expressed in this site, unless the sources are otherwise explicitly given, are the author’s own, and under no circumstance should be considered as suggestions or advice or a course of action to be taken by the reader. If you decide to follow what has been discussed on this site by the author or by those who comment, you are solely responsible for the consequences of your own actions. Renés Points make no promises or guarantees whatsoever and the ideas shared may or may not work for your particular situation and your results may vary. In accordance with federal guidelines, Renés Points is required to disclose any relationship Renes Points has with a product manufacturer or service provider when Renés Points writes about the product or service on this site. Much of the time, Renés Points does have a financial relationship with most, if not all, of the companies mentioned on this site. Renés Points is benefiting financially from most of the things you click on, read, or look at while you are on this site. Many of the links that Renés Points posts about will have an affiliate connection. If you decide to purchase the product or service through an affiliate link, Renes Points will get paid a commission. Renés Points attempts to keep all information on this site up to date, however that’s not always possible given how quickly information can change. Act accordingly.