My wife and I met some new friends last week during a neighbor’s backyard get-together. We’ll call them “Jack” and “Jill.” (We want to protect the innocent, after all. 🙂 )

Jack asked me a question I’m often posed in radio interviews, emails, text messages, meetings and appointments, and casual conversations:

“What’s the best credit card to get?”

It’s a great question. (Plus, I love discussing points, miles, credit cards, and travel!)

But answering it is rather difficult because (as I always say) everyone’s budgets, spending habits, travel goals, and travel needs are different.

The complimentary one-year Lyft Pink subscription that’s part of my Chase Sapphire Reserve perks was set to expire tomorrow.