EDIT: As of 1MAY2014 you can only get each personal AMEX card once EVER in a lifetime (i.e. the new card bonus that is – you can get the card itself again). Thus churning AMEX cards is no longer an option. If you did get the PERSONAL card you can get the BUSINESS card however and get the new card bonus!
Per AMEX reps, including supervisors in charge of Delta Amex card promotions, you can get the NEW CARD sign up bonus for ANY Delta Amex card
every 24 months (EDIT: The NEW RULE is you must NOT have the SAME card for the past 12 months or 365 days. It is the CLOSE date of the card that matters NOW). There are caveats and I will try to cover them.
Here is the ideal Delta round of cards.
Year 1 you get any Delta Amex personal card and then your wife/other goes for Biz card
Year 2 you get any Delta Amex biz card (pick biz after 1st click) & your wife/other goes for personal card. Once you have Year 2 cards you CANCEL Year 1 cards
Year 3 rinse and repeat the above, forever (be sure to wait 366 days after close date to reapply)!
Now you naturally always want to have a Delta Amex card to get free bags and all the other nice perks the cards give you when you fly. Also please note you DO NOT need to have a corporation to get the business cards! A sole proprietor can get them too (ie the business is only run by you full or part time).
Some generic info about going for card? My wife and I get a total of almost 20 credit cards each and every year. My credit score pre-round date is always over 750 fico and vantage over 900! We have hundreds of thousands of dollars of available (not used!) credit on cards. So every 90 days or so we both get 2-5 cards. Most of the time we get instant approvals, sometimes I have to call and move around credit lines to get approvals. Last year we both had 100% approvals on all cards and earned literally millions of miles.
So why do we do this? I learned from Rick the “Frugal Travel Guy”. He knows this game very well. You may have seen him on Nightline and may have had the privilege to hear him speak at the Chicago or other DO’s. I know him personally and he is a brilliant man. So, if you do 3 or 4 or 5 applications all on the same day for different banks, your odds for approval on them all goes way up! Also keep in mind it is good to have a long credit history. So keep what ever card you really love, ideally one with no annual fee, forever and charge something to it each and every year!
So what would be an idea for a Delta round today? Look at this:
- You get Delta Amex GOLD or PLAT or Reserve card
- Your other gets Delta BIZ GOLD BIZ or PLAT or Reserve
- (you must click biz button on the 1st page of the app)
- You get the US Bank FlexPerks card
- Your other gets the US Bank Club Carlson card
- Both of get a Barclaycard Arrival™ World MasterCard® card
- Both of get the BlueBird card to help meed the spend on these cards!
(above are my links & I get referral credit -thanks for supporting the blog)
This 3 card round will net you two over ¼ MILLION points in ONE DAY (once min spend is met for each card that is). Now, over the next 90 days, meeting the spend is the challenge for you to work on your way. But at a conservative 1 cent per point you have gained $2500 in free travel. Do this 4 times and you have 1 Million points! – René
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.