It makes me cringe every time someone tells me they just popped into Best Buy and got such a good deal on a sale this week. My first question is always:
Did you start at the Delta shopping portal so you could get 3x or 4x points on the purchase?
Then the bewildered look on the face is the same no matter the gender or age.
So what am I talking about? While I am not a FAN of the people who run the Delta shopping portal they are all we have. Also remember Best Buy has a loyalty program called Reward Zone.
Now if you do the math it is more like 2x points per dollar as once you hit $250 in spend you get a $5 coupon that spends just like cash! If you have some really big buys and end up spending $2500 or more in a year with them, they then reward you with “silver status” (their only status – really?) and a 25% bonus on points for the rest of the year and the following year as well!
The end result of all of this is you earn 1 point from the shopping portal, 1 point from the Reward Zone, and 1 point when you pay for it at last with your DELTA AMEX card!
So please never walk into a store and just buy something. Buy it online to get max points and then just go to the store and pick up the item you purchased! – René
PS – The Capital ONE 100,000 point card is BACK but the terms are not as good as last round. Be sure you read THIS POST by Gary before you jump on this. I have the card so can not get the points again per the T&C. Also note SMALL BUSINESS CARD SPEND DOES NOT qualify for for the points match. So unless you spent $50,000+ on a “US consumer travel credit card” and can submit that cards “year end statement” showing that, you will not get the full point match. So proof of 20k spend=40k points or 30k spend=60k points etc.