I hate to pay most annual fees on credit cards. There are some I don’t mind, like my DELTA AMEX RESERVE card for $450 for all I get for it. If I cannot get a retention bonus like I blogged about here, I will either change to a no-fee card or just cancel.
My fee just came up for my Capital One Venture card from the 100,000 point deal last year for myself and my wife. So we just called today and both had the fee for this year and guess what, full credit for one more year – so 2 calls and $118 saved! – Rene