I made a mistake even a rookie would not make, but it all worked out OK. For some strange reason my wife did not get an instant approval on all her 3 card round from last week. Now I fully expected the non-instant on the INK BOLD and with a call to Chase got the approval. The Bank of Hawaii was an instant approval and I expected instant on the Citi Hilton as well. We did not, in a day or so, get an e-mail saying “you are approved”. So we did what any experienced points enthusiast always does and called to see what the status was and found the problem. I had messed up one digit in my wife’s SSN. What a stupid mistake. CitiBank was great about it and immediately approved my wife for a $15,000 line. We are now still 100% for all approvals this year!
So what did I learn from this. One, when applying for credit cards, check the numbers – Duhhh! Also don’t be afraid to call the application status lines or the reconsideration lines as companies are willing to work with you when you work with them or make a mistake on the application. I have most of the major card’s numbers in the Best Point Cards link if you need them. Gosh I feel dumb some days – Rene