Just when you think you know the rules… As readers who followed my last round will know, I keep very good records on when I apply for AMEX cards as the rule in the past has ALWAYS been 24 months since you OPENED the card (i.e. that date). Well, now, they are 100% looking at the CLOSE DATE. If you have had the card (EDIT: all 3 DELTA AMEX cards are looked at as the “same” card), ANY of that SAME card, inside 365 days – YOU WILL NOT GET THE NEW CARD BONUS!
The NEW key date you MUST always keep track of with American Express is the CLOSE DATE! So, is the 24 month clock OUT the window and can we get a new bonus every year now? Sorta, but the math still works out to 24 month range. Here is why.
If you, say, get the card, get the bonus, and cancel real quick, not only may they pull the points back, but it looks very very bad. So you get the card, keep it for however long you want, then start counting from the DATE you CLOSE and make sure you hit 366 days before you apply for THAT SAME card again if you want to get the new card bonus again!
I hate it when I lose out on 25,000 points! But the funny thing was I did get the BUMP THE BONUS deal so at least I got 5000 to make me feel a little better (but not much I must say)! – René 🙁