I am starting to get the itch. I get this “thing” I can not scratch always at the 2 month mark. I have by now met the spend on my last round or am just about to, so time to start salivating over the next opportunity that will happen mid October just after the Chicago “DO”! I have my current credit score posted with the results of my April and July rounds on my score. I have started to recover from my last set of hits and will very soon see a jump up as you can see in the past as I pay off my balances from this month.
How does this round compare to last? You can see my last post on what my credit score was pre-round and compare to now. I also have learned to not be DUMB with my math and cost myself a ton of points and flush a card down the drain like my 3 weeks too soon SPG card since the new AMEX rule is you must not have had the same “type” card for 365 days to get the new card bonus again (the close date is the key now). I have 100% checked and I am past the 365 days since I have had a PERSONAL Delta AMEX Reserve card. I have the INK BOLD, but have not yet had the new INK PLUS card. So here is what I am thinking to go for:
#1) The Delta AMEX Reserve card. 10K MQM plus my milage runs and I rollover 40k MQM’s to next year!
#2) The Chase INK PLUS business credit card. I have the BOLD charge but not the INK PLUS 5ok card.
#3) The US Bank Business Flex Perks 15k card.
Why these? One of the big reasons is SPEND. I have only about 15k left to spend on my business AMEX Reserve to get my last 15k MQM’s I need there. I will also get 10k MQM’s on just $1.00 spend on my NEW personal Reserve card so that ROCKS. The Flex card requires just $500 spend so that is very nice. The INK PLUS is the big one with $10k in 3 months – Ugg. To make this better I will push my round to the end of October so that in January I can buy about $5000 in AMEX gift cards to spread out my spend for an extra month or two. 50k Ultimate Rewards helps build up the bunch I spent for my 25th Anniversary trip I have booked. More Flex Perks will pay for more Delta trips in 2013 to earn RDM’s and MQM’s!
So now you see some of my thinking. I am always thinking. I am always planning. Points and rounds are like chess; always think 3 moves ahead and enjoy the rewards! – René
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
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