I plan. I look at all the things I want to do over then next 12 months and then I work towards that goal. Sounds simple but in reality it is not. Sometimes time catches up to us all.
There are a TON of great limited time deals that may just be gone before we know it or the end of the year may just come sooner than any of us want it to. I have already talked about the fact that if you need 10k MQM’s, time is really short.
EDIT: My MQM’s just posted. I applied for my card on 11NOV2012 and points hit my Skymiles account (also data point, statement has NOT yet generated!)
▲Delta▲ SkyMiles® Credit Card
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