It was sorta a slow year for me and card rounds. I am pleased with my results and keeping my 100% approvals going. I made one totally huge stupid bone head mistake that cost me 20,000 SPG points by applying for a new card 3 weeks before it had been 365+ days since I CLOSED my last SPG business card (it will take a long time to get over this one)! So first a rundown of when and what I did in 2012 after my December round from 2011.
- In April this year, HERE is what I went for:
I got the Citi Hilton for 40,000, the Bank of Hawaii 35,000 and then the deal for the Alaska Air 35,000 card. I still have my BOH points sitting there and may use them to fly Delta or I may send them to Hilton for 2x points and net 70,000 this way. It is nice to have choices when it comes to points.
- In July, I HERE went for 3 cards again.
I am tickled with my Marriott 50,000 plus free night with 20,000 cat 4 (used in Sweden). The rest of the points I have burned for a week in Salt Lake for skiing this winter. Staying FREE for a week in Utah is great value to me. Thank you Chase and the free night in Stockholm on this is just unreal to me. I was happy to get another (I had the std card) Flex Perk 15,000 worth $400 once I reach 20,000. I plan to use these for repositioning flights for mileage runs next year. And then there was the approval for the SPG Biz 25,000 that I (grrrrrr) only got 5k for after my bump the bonus call. I do think it is funny AMEX bumped my bonus, but then did not give me the bonus. As I said before, live and learn and don’t make the same mistake I did!
- I finished the year off in November HERE with 4 cards rather than my conservative 3 on the previous rounds.
With these Barclay US AIR 30,000 added to my Grand Slam points from last year I have enough for a 1st class Lufthansa trip to Sweden. Smile! Next, the Ink plus 50,000 is just perfect. I am quickly building back the block of points I had spent. Gosh, I am in love with Ultimate Rewards points. Next, for $450 to get 10,000 Delta MQM’s without flying is a simple choice for me. Now the question of whether I can spend $60,000 next year on each card (I now hold personal and biz Delta Reserve cards) and get a total from both cards of 60,000 MQM’s. Hummm…. Then, another Flex Perks card, the biz one for 15,000 points more, and more money to fly Delta. All good.
So for the year almost 250,000 points. Also $800 in credit for buying Delta tickets via Flex perks. Also 10,000 MQM’s not flyable, but have great value (time is just about up if you hope to get them still this year!). Lastly free night Marriott certificate that was worth 20,000 points. Not a bad year with 10 approved credit cards this year, just for me, and a nice total of points and cash and perks. After all this, where is my credit score now? Take a look for yourself! I started the year at 752 and will end the year no lower than 766 (it should go up a little bit by 01JAN2013).
And people say credit card rounds will HURT your credit score; I say not if you do it responsibly like I do! How did you do this year? I would love to know. How many cards did you get approved for and how big was your point haul for the year? Share with us for a TWO chance’s to win some Delta SWAG via Random.org
later tonight (edit: Friday Night)! – René
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