Talk about perfect timing. I have my stopover in Rome this fall on my way back from Sweden and need SPG points for my hotel stay. As I posted on the day the
30,000 (offer has expired – current offer here) point current SPG offer went live, I did not get an instant approval but called about 2 hours after my application and was approved and they thanked me for being a long time AMEX member. No, I thank you!
On to my next card. There are days being dyslexic makes me crazy. I put in my wife’s SSN in the app. Ugh. Really? Ugh. If it is just one number off they can fix that easy. The whole number wrong, ugh, you have to fax in a copy of your social security card to Chase along with your reference number for the application. Gosh, I felt dumb. But, I expect all will end well soon as I have never had a no from Chase. I have had to move things around, but never a no. The 50,000 point bonus for this card is now over but the British Air has one for 50,000 with NO first year fee is a good alternative!
Then we have US Bank 85,000 point Club Carlson card that I am still waiting for an answer up or down (better than the quick NO last round before reconsideration call). Ah, US Bank. Thanks to Hack my Trip perfect directions in a great post a few months back I wrote to ARS & IDA. These little companies are NO points enthusiasts friend. These people do things like track how many application you have had to your telephone number. Yuck.
I have printed a PDF copy of basic request letter here. After sending mine in I very quickly received first the above letter, and then the below letter about a week later.
Now the sweet thing about these two is freezing them has just about no impact on anything that I can see other than helping you. I recommend all readers freeze their ARS & IDA accounts. I think we may see more credit cards using these services going forward and having them not give out any info to me is just great. Could it have an impact on an approval? Maybe. But reporting you have say 10 or 20 or 40 credit card requests from your phone number will just possibly have a more negative impact on your ability to get an approval.
So I am only 1 for 3 so far but expect to get all 3 over the next week or so and either way will update the post. I am now all set for cards until November time frame. I have to decide on my second AMEX Reserve at that point if I will keep it for 2014. I am leaning toward yes but will see where my MQMs are by then. Fun to have choices and look forward to my next round of cards! – René
▲Delta▲ SkyMiles® Credit Card
from American Express®
Click here for more information