Credit Cards

Time for Lisa’s latest round of cards – over 191,000 points + $400!

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Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


lisa latest round of cards

As you can see from the shot above, all 6 were approved! This was a great haul of points and more! The first thing you may want to look at if you are considering a business card is your own EIN number as you can see from the linked post. Also, if you are ever applying for US Bank cards it is a very smart move to FREEZE your ARS & IDA as they do nothing but cause us pain!

So what cards and why? Here we go.

1) The Business Gold Rewards Card from American Express OPEN
Why Lisa likes it. She will be able to get 3x points booking airline tickets directly on Delta.com. The other option would have been the personal version of this card as I talked about HERE to get the best value for Skymiles2015. However as a business card this was a simple choice and also will end up with 30,000 points after meeting $5,000 in spend with no 1st year fee for the card.

2) Citi Aadvantage 100k card. (link at the bottom of my best points cards tab).
A no brainer choice. 110,000 points after $10,000 spend and $200 credit means we are basically buying 110,000 AA points for $250. THAT is an amazing deal and we may push it and try for another in 31-ish days if the offer is still going.

3) Discover it® card
Why Lisa likes it. Similar to the Chase Freedom card this one can net you 5% back depending on the promotional category each quarter of the year max $1500 in spend. We will not max out each quarter but those we can we will reap so SWEET rewards and the card has no annual fee. Another simple and good choice and a card all should have on hand. I will add one next round.

4) USbank ✈ FlexPerks® Travel Rewards Visa Signature®
Why Lisa likes it. She can send all her FlexPerks points she earns to my account (yes you can do that) and 20,000 more points after spending $3,500 gets me another ticket up to $400 for a positioning flight for a great mileage run. Thank you, Lisa I love FlexPerks points. NO annual fee 1st year.

5 & 6) 25k Alaska Air cards. (link at the bottom of my best points cards tab)
This one is 25k points and $100 statement credit with $1,000 spend. Simple and makes the non-waived fee basically free 1st year. After personal app a biz app popped up. Since she started from the same 25k/$100 offer landing page she pressed the reps to give the same $100 credit when she activated the card. They said they could not but would waive the 1st year fee. So, she NET got PAID $25 for the two cards for year 1 and 51,000 Alaska Air points we can use to book Delta flights!

Overall a very good day I would say applying for cards that resulted in 191,000 points, $400 towards a ticket, and the Discover IT card that will give us some very nice cash back! The only card that cost her anything in 1st year fee was the AA card and it was well worth the cost. Do you have a round on the way soon? – René
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Gold-Platinum-Reserve Delta SkyMiles®
Credit Cards from American Express®
Click HERE for more info

 

Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

René de Lambert is a contributing writer and the founder of RenesPoints. He is an avid Delta and SkyTeam flyer who has held Delta’s top Diamond Medallion status for many years and flown millions of miles.

14 Comments

  1. Tucsonbabe Reply

    René,
    I was thinking of applying for a Delta Reserve Business Card as I am in danger of coming up short in MQM’s to re-qualify for Platinum in 2015. I already have the personal Delta Reserve Card.
    When I looked at the application, I noticed that the caveat on the 10,000 MQM’s for the first purchase is:

    Offer not available to existing Delta SkyMiles Credit Card Members upgrading to another Delta SkyMiles Business Credit Card.

    If I am reading this correctly, if you have any Delta card you don’t qualify for the bonus. Didn’t this used to be any Delta business card?

    What is your take in this?

    • @Tucsonbabe – the Delta consumer (personal) and business cards are NOT the same. You 100% CAN get the new card bonus for each card. The only way you would NOT is if you say currently had the Delta GOLD or PLATINUM Business card. You would then have to cancel and wait 365+ days to get the Reserve card new card bonus. I have both a personal and business Delta Reserve card and got new card bonus for both.

  2. Since when do you need an TIN (other than your SSN) for a business credit card (e.g., an EIN as you indicate)?

    I have multiple from AmEx and always just indicate that I’m a sole proprietor (which is true — I’m a consultant and only receive 1099s).

    My understanding is that the credit card companies would *prefer* to issue business cards, because they’re exempt from some of the new CFPB regulations.

    Have you ever had an application rejected for only having a SSN?

  3. Tucsonbabe Reply

    Thanks René. I will give it a go later in the year. Also thanks for the EIN # instructions. I just got one for both my husband and me.

  4. I’m gonna go out on a limb here and say that you are probably the only travel blogger in existence who is gleefully posting on his use of Alaska miles toward Delta flights. Just a guess. 🙂

  5. Rene,

    I got the 100K AA card this weekend no problems. I’m going to use it to pay part of my business taxes soon so that spend is done, and yes I know about the cc usage fees but it’s a write-off. Here’s the question – if my wife applies for the same 100K AA card and gets it (no AA cards at all now) can we use that card in her name to pay another payment on my business taxes? I suppose she could add me as an AU to her card. Either way that 220K miles in two purchases! I know not Delta miles but believe me I will find a use.

  6. Thanks Rene that’s what I thought. I’m good at spending…

  7. Can’t find the link for the Alaska Air BOA that Lisa got. Is it gone? Or am I “looking” in the wrong place?

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