Credit Cards

My latest round of cards – my choice was only ONE card!

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Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


approved amex plat biz rene deltapoints

I wanted to go for more cards but I had some problems. The first issue is spending requirements. Sure, in this current environment, making “spend” is better than it has ever been but there are limits. The first biggest issue was Lisa last month went for 6 new cards with 100% approvals. With those cards came a salty $18,500 in required spend to get the all the points. Now part of that we will knock off before April 15th (yuck) but the rest must go to other spending. That leaves me not as much to spend on new cards for myself; there are limits to everything.

I really really really wanted to go for a second 100k Citi AA card (at the bottom of the list) but that would add another 10k of spend. Once the AA & US Air account merge Lisa & I will have almost 1 million points total. Really that is enough; I need to spend not earn more AA points – I have reached my limit.

I have also come to a frustrating conclusion; SPG Platinum is not worth it to me (that hurt). Well maybe not so much and here is why. I have found during the years as an SPG Gold that it works just fine for my needs. I will this year on stays and credits from my SPG AMEX cards easily keep my SPG gold for 2015 but after that I doubt it but I like having it. What to do?

current amex cards rene deltapoints blog

So I was down to 3 AMEX cards. Time to fill in the 4th one and in my case a business card to have 2 personal and 2 business. There was just one card I really wanted. I wanted an AMEX Platinum card for all the perks and the business card fit my needs. The personal, Platinum Card® from American Express, and business card, The Business Platinum Card® from American Express OPEN, both have slightly different perks but the main perks are the same. Here are the ones key to me:

amex plat airline 200 dollar fee credit 1

$200 credit for airline incidentals. I can pick Delta as my choice and I love that! I get $200 this year, before 31DEC2014 and after 1JAN2015 I get another $200. That is real value back.

centurion-lounge

I am planing to spend some time in centurion lounges in the future in both Las Vegas and DFW airport as well. My fellow BA bloggers are very impressed and call it the best domestic lounge period. I may have to find a mileage run to Dallas and spend a day or two there and find out.

a list of many of the amex plat perks

I am just about ready to get another 5 years of Global Entry so why not let AMEX pay for that too by crediting me the $100 fee back. This and free SPG Gold status as long as I hold the card is a big plus for me.

Then there is the ability to send over to Delta 1:1 almost instantly whenever I want or need points. In the past, there have been transfer bonus deals to Delta; I am still holding out hope they will come back in 2015. Either way, I like being able to send to Delta.

Lastly this card has $5000 in spending to get the 40,000 points for the new card bonus. That much more spending I can manage. Plus, as I only added a business card, I may have some flexibility down the road after so recently adding the City AA card. I plan in a few month to go for a big round of personal cards but this will hold me for now. – René
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Gold-Platinum-Reserve Delta SkyMiles®
Credit Cards from American Express®
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Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

René de Lambert is a contributing writer and the founder of RenesPoints. He is an avid Delta and SkyTeam flyer who has held Delta’s top Diamond Medallion status for many years and flown millions of miles.

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