3 more cards – 3 more approvals (only one reconsideration call needed)!

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Business Credit Cards

 

i am not going to wait for my approval for my chase ink blog

I went for 3 cards today and all are now approved. The first one was an INK BOLD business card due to several factors (feel free to e-Mail me for a link). First, it has 65,000 total points after the $5000 minimum spend. That works for my travel needs. Next it is a VISA card and the last one I had canceled was a MasterCard so I get the bonus points again. Thank you Chase very much. I did have to call the reconsideration line (800) 453-9719 and talk to a very nice rep and close down an old United card for approval. No problem don’t need that card anyway!

Next was a Discover it® card. Why not? There is no annual fee and there are many chances to get 5% cash back bonus deals. Just a good one to add. Instant approval.

arrival ok

The last one is the “other” Barclay’s Arrival card that is the Barclaycard Arrival(TM) World MasterCard® – Earn 1x on All Purchases . I already have the 2x for everything Arrival card but this one comes with 20,000 bonus points after just $1,000 in purchase in the first 90 days and it has NO annual fee. You do not get 2x for everything with this card but I do for travel and dining. As you can see, yes you CAN hold both cards at once. Instant approval.

So I am still 100% approval for all cards for as long as I can remember and have a nice new haul of points and perks to enjoy! – René
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Barclaycard Arrival™
World MasterCard®
Earn 2x miles
on All Purchases

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8 comments

  1. @Geoff – yes well I will fly any airline if the points are right. Well not UA anymore but I did burn my last points PRE-Devaluation and will be in Lufthansa 1st class most of the way so maybe you can forgive me? 😉

  2. Question: is the discover it card different than a discover card? I’ve had the discover card for years and years and had not seen a discover it card until you started your consideration of it. I left my cash back bonus alone for an entire year and, on my anniversary date, I figured I have earned approximately 4.5% on my purchases. I can earn even more if I choose to take the cash back in the form of a gift card because you use $45 of bonus for a $50 gift card at lots of places. Still not sure if I want to keep track of gift cards but . . .

  3. I can see why you need an Excel sheet to keep track of all the credit cards and offer/promos. Thanks again for all you share!!

  4. Rene,
    How long has it been since your last cc applications? I have always thought conventional wisdom said you should wait 91 days after the last one. I was approved for the Citi Exec AA end of March and I was thinking I should wait until early July. Thoughts?
    Jeff

  5. @Jeff – the 91+ days is a VERY good guide. However, it is not a set in stone rule. More a guild to help in keeping 100% approvals going. That said, if you say in the middle of your 91+ days, only get a biz card, it may or may not really impact this. As to the Citi cards, many are waiting just 31+ days and going again and again for the 100k Citi AA card. I went for just one as I want to use my spending on my Delta Reserve cards but that is just me and I have about 70k to go for the year! 😉

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