Time for Lisa’s latest round of cards before year end. Good to have team work + SWAG Saturday is back!

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Best Credit Cards

Lisas new cards

Everyone in the travel space knows, hands down, one of the best ways to earn huge amounts of points is with travel cards. The only thing better than working to maintain a HIGH credit score and ALWAYS paying our card off in full each month, to aid in getting 100% approvals, is to be married to someone who also works to maintain a HIGH credit score so they can get a bunch of points to spend as a family!

My wife this round went for and was approved for:

So why did “we” pick these cards and why all on one day? If you are new to this way of earning points, simply look at the “Rookie Tab” on the blog to get up to speed. Next, we have four different banks. Let’s look at why.

AMEX now is very picky on consumer cards. For so many you are talking once ever for a new card bonus. However, the business cards are under the old rules. That is, you can only get the new card bonus if it has been 365+ days since you got the new card bonus before. Our supply of SPG points is low and after spend we are adding 30,000 more.

Chase now has once every 24 months for new card bonus points. It had been longer than that since she both got the bonus and held that card. With the shared family account her Avios points are my Avios points. This works great for our coming plans.

US Bank Club Carlson card Lisa had downgraded not all too long ago to the no-fee version. So it was time to add a new one that does have a fee but will add 85,000+ points after spend to her Club Carlson account and bump her back up to Gold again.

Barclay’s bank you have to be careful with. They are somewhat crazy and mean. In the past MANY years of applying for cards they are the only bank to tell my Lisa NO for a card. Even with a perfect credit score they are harsh with folks. If you are going to go for more cards with them you have to show use on other cards with them. Lisa does have an Arrival PLUS card and does spend on that so it helped get the no annual fee version of the Arrival card. $210 free from Barclay’s – we will take it! BTW e-Mail me please if you need Barclay’s links.

my club carlson points posted

As you can see from my latest round of cards, my Club Carlson points have posted this month after just one trip to my local Kroger and one day of loading to BB. I will have GOLD status for another year for the fee for the card. That works.


But this is also SWAG Saturday! After this long intro I have to say the rules are HERE for this giveaway and by commenting you are agreeing you have reviewed them. Then to what I need from you for a shot at this week winning $50 in AMAZON e-Gift credits

All I need from you is will you be going for any travel cards before the end of the year? Yes or NO will do but if you have a card (or cards) you can feel free to include that in the comments. Then, next Friday some time, I will, via Random.org, pick a winner – René
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.

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  1. Hey Rene! Just applied for the 50k US Airways offer. No more cards this year. BTW, when are you coming to Atlanta next? Please let us know. The Delta Museum visit was a blast! 🙂

  2. No…waiting to see if Citi repeats its offer for the card with club benefits (so I can drop my USAir club membership before its renewal) or comes out with a new product once the programs are merged.

  3. no more just got turned down for
    U.S. Airways Barley as they said
    I had the card 3 years ago?

  4. Yes, just did.
    Virgin Atlantic 75k – instant approval
    Amex Business Gold 75k – approved
    Southwest Personal 50k- approved
    Southwest Business 50k – approved
    Wellsfargo Propel 40k – pending
    US Air 50k – pending
    Capital One – denied

  5. making myself wait until January or February to get the next card – probably chase ink plus, if I can get a good signup bonus in-branch…

  6. Just received Alaska Air and Citi Executive AA card.s. Applied and received pending for another US Air card.

  7. Yes. AAdvantage MC – 50k and targeted AMEX Delta Gold – 50k. I am also considering applying for a second US Air card – 50k.

  8. Just downgraded my Arrival to a no fee with a 1,000 pt. reward after first use. Plan to apply for the US Air card before year end.

  9. No more this year, but an Amex SPG is on my list next time they run a bonus for the biz card signup.

  10. Just the Gold Business Amex!
    Considering the cards that give US Air miles as I migght be leaving Delta :-O !

  11. Just the Business Amex Gold.

    Might be getting the cards with US AIr miles as I may be leaving Delta at CVG :-O !

  12. Umm, maybe. So much to do this time of year that I haven’t had time to focus on which ones to go for. If not this month, probably after New Years.

  13. More for me this year… I currently have the Delta reserve card and the SPG American Express card.

  14. my goal is to go through all my cards and cancel as many as possible and pare down as i am not as good as you are on keeping track and i end up paying the renewal fees or canceling before using points and other dumb moves etc. i did just get the black amex and the 10k medallion so i can at least be silver for my last year as i am not really going to even try for next year and spend down my points and then forget the whole time consuming mess. but i know i will not be able to wean myself from this blog and just figure it is a look into how some others live and good for them! Oh I am 70 in a few weeks so that is one main reason

  15. No, probably not. I am considering the USAir Barclaycard but have heard they turn down those who still have the Bank of America USAir card and are not very active with it, which category I am in.

  16. Just approved this week for British Air Visa and AA Platinum. Combined with miles for US Air from my last round of cards, which will become AA miles soon enough, I hope to have flexibility for using Oneworld as positioning flights.

  17. Yes…the IHG card as it will complete my Into The Nights Promotion for 2 free nights at a IHG hotel.

  18. Oh Yes! Club Carlson, SPG BUsiness, Citi Hilton with the free nights, BA chase card.

  19. I am unlikely to, but I think it’s been 24 months for DH on BA VISA, so once I’ve researched, that might be a good opportunity for him. (Is there any way to be sure about the 24 months, as I don’t think my spreadsheet records are good on that one?)

  20. Yes – I want to get the Chase Freedom with the 20k bonus. I do have a question regarding the Club Carlson card which I currently have. You mentioned that Lisa previously downgraded to the no fee version. Does the no fee version still give you the second night free? I’m assuming that it does not and that you still have the fee card to keep that benefit? Thanks!

  21. Hmmm, I wasn’t thinking of it, but some forthcoming dental bills and a no-fee arrival card look interesting… 🙂

  22. I wasn’t thinking about it, but now the wheels in my head are turning. A new travel card is always a possibility.

  23. No… Well maybe! Im a sophomore in college getting my very first apartment, and Im trying to be good to my credit score 🙂

  24. No, I want to spend down some proprietary points first. (Caribbean cruise in a week, on UR points!).

  25. My wife applied for 5 cards on Thursday…3/5 approved this time. Grr. Probably going to delay my AOR until a few months from now.

  26. Just got the Sapphire Preferred and Freedom so done for the year, although pretty tempted by that 50k offer from Barclays US Airways with 10k anniversary bonus.

  27. Yes,
    I got flex perks, chase sapphire, and a great targeted mail offer from citi for the gold AAdvantage card, 40000 miles for $1500 in 3 months plus if you spend $5000 in the first year they are throwing in another 10000 miles and the $50 annual fee waived for the first year.

  28. I’m kind of on the fence. Holding out for bigger bonuses and to time the Southwest business and personal cards just right.

  29. No plans for now. Haven’t seen any good bonuses worth getting my wife’s credit out of bed for. I’m good for the moment myself.

  30. Yes, Chase IHG Mastercard. $49 annual fee but get a free night each year and auto Platinum status.

  31. Yes! The Citi AA Platinum Select for a targeted 60,000 point offer, Hilton HHonors Amex (not surpass) for targeted 60,000 point offer, and the standard Barclay Arrival, all towards the end of December!

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