Credit Cards

Rookie Wednesday: Managing family Delta award accounts & AMEX cards? What works?

Google+ Pinterest LinkedIn Tumblr
Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


RenesPoints Rookie

Welcome to a weekly feature on the Renés Points blog. Each week this series covers in a “rookie” way either a Delta or travel related theme and attempts to break down to a basic level each topic. You can read up on all the previous posts HERE. Now on to this week’s feature.

dl amex per

Let’s get the obvious stuff out of the way. You can not, without paying an insanely high fee, transfer points from one person to another in your family.

fees from delta to transfer points

I mean paying 1 cent each plus a fee is essentially paying Delta what the points are worth to begin with (not quite, but still). There are CLEARLY better ways to get SkyMiles for much less money.

But then what do you do if you have more than one account for say you and your wife / +1? How do you book a trip?

The next question I often get is can we “pool” the points for an award if both I, and my wife, are flying on the same reservation (sorta like the family account that British Air has). That would be GREAT if Delta offered this but no, and considering how messed up Delta IT really is I would not want them to try this anyway.

You may then ask (and many have), is it worth it for both me and my wife to go for the current Delta AMEX Gold card offer since the bonus miles are so large until 30JUNE2015. That depends.

Now the first premise is you WANT to collect SkyMiles still 😉 and if that is the case then you should think about a few things especially if you have Platinum or Diamond Medallion status and your wife does not.

One of the biggest and most amazing features of Platinum or Diamond Medallion status is the ability to, all you want and as many times as you want, change an award ticket for you or anyone who you have booked for out of your SkyMiles account (that is up to 72 hrs before travel). However, just because you are traveling WITH someone else this perk does not carry over (some other perks do). That is, say your wife with no status books an award trip from her account for you and her. Then re-deposit fees DO apply to both your and her ticket.

So consider the above, it may be smarter for YOU the Platinum or Diamond Medallion to amass all the SkyMiles and book any trips you think you may want to change. Thus, if you have not had it before, go for the Delta AMEX Gold card for the big bonus card deal. And / Or if it has been more than 365+ days since you canceled the business Delta AMEX Gold card you can go for that equally big bonus card deal! This way ALL the points are funneling into your account and you get all the free change perks.

But what about your wife then? Should she not also go for the same offer, that is, the Delta AMEX Gold card for the big bonus card deal, and / or if it has been more than 365+ days since she canceled the business Delta AMEX Gold card? I would say yes as long as any tickets you book from her account are 100% set in stone and there is ZERO risk you will need to cancel or change them. To me paying cancel and re-deposit or change fees is just something I can not stomach and do.

color links

But then there is yet one more scenario to consider. Let’s say you are going for some of the current card offers for your wife’s account to get enough points for some award you are working toward (that is, enough for just one ticket from her account and others from yours). You can “Link” reservations after you have booked, but that does not gain you anything as far as re-deposit fees etc. but it can help you with bag fees and / or many other perks if you are a medallion and they are not. Linking also helps when there is an IROP or irregular operation so you don’t get moved to one flight and your wife to another. Again, for this situation you want to be iron clad 100% sure on the trip you are booking as you will have to pay a re-deposit fee if you need to cancel the ticket from the non-medallion account.

The last one is what I personally do and maybe you can consider as well. I personally book more tickets and fly more than my wife, often solo. Sometimes for work sometimes for a positioning flight for a mileage run or whatever. So, since I know I am not going to change them, I book a ticket for myself out of my wife’s account and save my SkyMiles for tickets where both my wife and I are going to be flying and want the flexibility of change.

Bottom line is with the current large point bonus that the Delta AMEX Gold card for the big bonus card deal if you have never had the card, and / or if it has been more than 365+ days since you canceled the business Delta AMEX Gold cards are offering, that does expire soon, considering adding to or topping off either of your SkyMiles accounts may be well worth it! – René

.
PS – Don’t forget TIME IS RUNNING OUT to get the 60,000 point limited time < — LINK Delta AMEX offer!

.

Gold Delta SkyMiles®
Credit Card from American Express®
Click HERE for more info

 

Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

René de Lambert is a contributing writer and the founder of RenesPoints. He is an avid Delta and SkyTeam flyer who has held Delta’s top Diamond Medallion status for many years and flown millions of miles.

8 Comments

  1. A different but somewhat related question…how do you manage/keep track of MSMS after booking flights? Neither the receipt nor any other paperwork or online document seems to have the info. I find a have to make a record of the MSMs just before finalizing the booking or I’ve lost the info. Am I crazy? Or missing something? Suggestions?

    • @Carol – Ooohhhhh! Sure. Simple. MQMs are still distance and fare class based as they always have been. So, just use the simple tool from our friends at http://cwsi.net/calc/ as they are never off by more than 1 or 2 MQMs. Now the SkyMiles is based on the old system too so ignore that or cry a little how much we used to get! 😉

  2. Hey Rene, thanks for posting this. So its a safe bet for me and my wife to get the cards for the bonuses since neither of us fly enough to have Delta status then?

    • @CJ – Yep! Just make sure you are FIRM in your booking to avoid change fees!

  3. Pingback: Final weekend for increased 50 & 60,000 points Delta AMEX card offers! Facts you need to know. - Delta PointsDelta Points

  4. Pingback: Delta Points June Newsletter - Delta PointsDelta Points

Write A Comment

BoardingArea