- What AMEX card(s) am I going for next?
- Do you need an EIN number for business cards?
- Do business cards show up on your credit report?
- What Qualifies for the $50 Statement Credit on the Delta Gold Card(s)?
- Does the AMEX 4/5 card rule count business cards?
- What impact does a Delta business card have on MQD exempt spending? <- Coming soon
I am constantly stunned how many times readers make simple mistakes that cost them so many points. The first mistake is NOT reading this post that, if you do screen shots, gives you the in print proof you need, that is, what cards does AMEX says you have ever had (since the new card bonus is now just 1x ever in your lifetime with AMEX).
The next major failing so many just dismiss out of hand are business travel cards. Notice a trend in my shot above and this is just from AMEX. Yep, I tend to gravitate towards business cards because the new card bonus deals can be a great way to really build my points needed and expand how many cards I can get each year. Let’s look at the current Delta AMEX gold cards for an example:
My guess is most readers have had the personal AMEX Gold card sometime in their life (if not, you should really consider taking advantage of this amazing limited time offer). But I venture to guess most have NOT had the business AMEX gold card ever. In other words:
Good news for you – you can get in on the current deal. Even if you have had, or even recently applied for, any or ALL of the other 3 personal Delta AMEX cards you can get the new card bonus for any or all of the business cards right now! Keep in mind all 3 personal and all 3 business Delta AMEX cards are viewed as unique products so you can get bonus for each (but only once each ever). And that is where my choice of this round will come into play.
I have had my business Delta AMEX Reserve card forever. I use it and run $60,000 a year on it. I enjoy the bonus MQMs and bonus SkyMiles I get from this spending. I get more upgrades by holding this card (including my wife soon). When I was not a Diamond the card got me into Sky Clubs. I use other ways to offset the fee each year. I could go on and on, but holding this card does NOT exclude me from getting the Delta AMEX Gold business card bonus of 50,000 points as well as a $50 statement credit for buying just about anything onboard like a “Flight Fuel” cheese plate (any charge will trigger the full credit btw).
The bottom line is I would be foolish, during the current promotion, not to take 50k points that I personally value at 1.5-2 cents each as well as the $50 credit all with no fee the 1st year! This is not really a hard choice at all when you think about it.
Are you taking advantage of all the points business cards offer you yet? – René
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.