- Do business cards show up on your credit report?
- Does the AMEX 4/5 card rule count business cards?
- What impact does a Delta business card have on MQD exempt spending? <- Coming soon
In the last post I said it was a simple choice for me to go for the current Delta AMEX card offer (the business one) since I had not had it before and since all AMEX bonus offers are now once in a lifetime:
Gold Delta SkyMiles Credit Card from American Express (LEARN HOW TO APPLY)
Gold Delta SkyMiles Business Credit Card from American Express (LEARN HOW TO APPLY)
But do you have to have an EIN number to get a business card including Delta AMEX ones, that is, the Gold, Platinum or Reserve cards? The simple answer is no. Take a look at shots from the application page:
On the first page of the application is shows you clearly that if you run a corporation or partnership and have an EIN number you fill it in here. But notice one more option for those who are sole proprietors, that is, they do whatever like buying and selling on eBay for example (even if no income is net earned):
When you select Sole Proprietor the box for an EIN number goes away, that is, you do NOT have to fill in an EIN number to get AMEX business cards.
On the next page, you will fill in your SSN as well as your gross income from whatever sources you earn your living. It is just that simple.
Now what IS needed is a good or very good credit score to be approved for either of the Delta GOLD AMEX offers. Depending on the source I used it is telling me my score, despite having dozens and dozens of travel cards, is more than high enough to be approved for this offer. And as you can see from the opening screenshot – I was approved instantly.
Are you considering business travel cards in your mileage earning portfolio? – René
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