I don’t currently hold either the Delta AMEX Platinum card personal or business (but really I should). For many, many years I have held the Delta AMEX Reserve card and paid the fee year after year. I have held the personal Gold Delta AMEX so can never get the new card bonus again (but could get the card if I wanted to).
I just recently got the Delta AMEX Gold business card and my bonus points have already posted after meeting the minimum spend (yes you can hold multiple Delta AMEX cards should you wish to). But maybe, long term, the smarter choice should I wish to hold two Delta AMEX cards, will be adding a Delta Platinum card to my mix. Here is the simple math why.
First off the Delta Reserve card, especially for top elites like Diamonds and Platinums, is so important to help to improve your upgrade chances. We all should also know that both holding this card, soon according to Delta, and spending at least $25,000 on the card each year will not just continue to impact upgrade but even better your shot at more upgrades with Delta Air Lines. I have known this for YEARS and is one of the reasons I only miss a few upgrades a year out of the 100-150 segments a year I fly.
But this has nothing to do with what may be the best value of the 3 big Delta cards as far as perks, value and earnings. Let me break it down to make it so simple and this is beyond the simply amazing bonus offered for a little more than a week now (i.e. 10,000 MQMs worth a TON for those chasing status and 60,000 SkyMiles for anyone who flies Delta).
I have demonstrated how, for very little cost, you can generate your annual spend on your Delta AMEX cards including every day spending. Additionally, while no one likes paying taxes, I appreciate being able to pay them both quarterly and annually on my Delta cards to help knock out my spend goals. It really does not matter how you accomplish your spend but look at the rewards of spending $50,000 on this Delta AMEX Platinum card:
- 50,000 SkyMiles earned for the spend worth at a minimum $500 with Pay With Miles
- 20,000 bonus MQMs – valued at whatever you feel they are worth.
- 20,000 bonus SkyMiles for the spend worth at least $200 with Pay With Miles
The bottom line is if you can keep your spending cost for the $50,000 under 1 cent each you are netting $200 worth of SkyMiles that wipes out the annual $195 fee for the card. This means if you, like me, really value MQMs they end up being net FREE to you. Earning elite points for next to nothing is truly sweet.
Oh I have not included in this simple math the BOGOF cert (see E22 post Essential Tab) you get year two (not included year one of card membership). So the next year, if you again do the above, you can enjoy this perk in addition to all the points.
Now none of this includes all of the normal perks the card give you. For example, if you happen to buy a BASIC E class fare you do not board LAST like most folks. No, you get ZONE 1 by holding the card. There are the waived first bag fee and on and on. All on top of the goal for most of us that is a bunch of SkyMiles and elite MQM points.
So to sum up, yes, I am happy I got the Delta GOLD Business cards. I am thrilled with the large bonus points. But long term, when it comes to holding two Delta AMEX cards, I will look at a change that will improve my MQM totals each year! – René
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