Travel Related

Just What Qualifies for the $50 Statement Credit on the Delta Gold Card(s)?

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Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.

50 dollar bills
Thank you AMEX for the $50 credit!

Lots of readers, myself included, have taken advantage of the 50,000 bonus points (OFFER EXPIRED — PLEASE SEE CURRENT OFFER) that are available to you if you have NEVER ever received the bonus before (here is how to check if AMEX says you have had the card). For many, the Gold Delta SkyMiles Business Credit Card from American Express (learn more) is the best choice since you have likely already had the personal Gold card sometime in the past.

Gold Delta SkyMiles® Credit Card from American Express (learn more about this card)

In addition to the bonus points, after spend, the card also comes with a sweet $50 credit. But maybe you are not planning on flying within the 3 months you have to get this credit (from approval date, not the date you get the card in the mail). Can you still spend it on something and get the credit? You bet, but first let’s look at the official T&C for the credit from AMEX:

$50 Statement Credit
One statement credit for $50 will be issued to your Card account after a Delta purchase is charged to your Gold Delta SkyMiles® Credit Card within your first 3 months of Card Membership starting from the date your account is approved. In rare instances, your period to make a Delta purchase may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). Purchases to meet the spend requirement include those made by both the Basic and Additional Card Members on the Card Account. Purchase must be made directly through Delta. A purchase may not qualify for the statement credit if it is submitted under a merchant code that has not been categorized as a Delta merchant code as of the date of the purchase(s). Credit will be issued as a Card Member statement credit approximately 8-12 weeks after your first Delta purchase. Additional Card Members on your account are not eligible for this offer. To receive the $50 statement credit, your Card account must be active, in good standing, and not in default at the time of fulfillment. For questions regarding your Card account, please call the number on the back of your Card. American Express reserves the right to modify or revoke offer at any time.

That is a long paragraph but let’s narrow it down a bit and talk about what does work and what does not work. First off what does work is just about anything Delta, that is, as talked about above, “merchant coded”. That means you could pay for:

  • Bag fees
  • A Delta ticket
  • Change fees
  • Ticket upgrade fees
  • Club fees
  • Food / drinks on-board
  • Delta e-Gift cards

And so on. Pretty much anything Delta will trigger the credit. The one thing you really do NOT want to buy is a Gogo pass or use on-board as that is not billed via Delta.

Some other common questions about this credit:

Q) Do I have to spend the entire amount to get the credit?
A) No, any purchase will trigger the full $50 credit

Q) Can I spend more than $50 and get the credit?
A) Yes, again any amount will trigger the full credit.

Q) Can I pay for someone else’s fees and get the credit?
A) AMEX does not care as long as it codes as a Delta purchase

Q) If I buy a Delta gift card do I have to spend it inside 90 days?
A) No. You get the credit from AMEX then the e-Gift does not expire per Delta.

delta e-gift codes as purchase from delta
An example of how Delta bills an e-Gift

And this last one is truly a useful way of locking in this credit if you do not plan to fly as you can buy a $50 e-Gift card and then spend it whenever you want down the road on Delta tickets. Just keep in mind Delta will NOT track the e-Gift so it is up to you to keep track of the code for future use.

Personally I value my SkyMiles at 1.5-2 cents each so I feel the current personal and business offers are worth at least $750 in SkyMiles value plus $50 for the credit. Any new card you can get $800 in rewards for is one that is of real value.

Got any other questions? Fire away! – René


Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

René de Lambert is a contributing writer and the founder of RenesPoints. He is an avid Delta and SkyTeam flyer who has held Delta’s top Diamond Medallion status for many years and flown millions of miles.


  1. I love the gift card purchase & credit. Great tip!

    Worth noting that a gift card can’t be applied to airfare within 72 hours of the gift card being purchased.

    I spent about an hour worth’s of time trying to book a trip on Delta.dumb (God forbid it would tell you the whole 72-hour thing) and on the phone with a Delta rep before learning all this.

    • @Chris – Yes, a frustrating limitation. I also wish we could plug them in to MY DELTA as well.

  2. “IF” i need—-Can the delta E gift card be used 2 years from now for award change fees —I ask because I always get caught needing a change

    • @Bill – Here are the LONG Delta T&C for spending your e-gift cards:
      eGifts and Cards may only be used for the total purchase price of air transportation, including taxes, fees, and surcharges imposed on the air transportation. They may not be used for any additional fees (including baggage fees) or for any other products or services (including class upgrades, in-flight purchases, premium seating, mileage booster, SkyMiles Cruises, cargo, hotel stays, or car rentals).
      eGifts and Cards may only be used for travel on Delta Air Lines marketed flights, including those operated as Delta Connection® and by Delta Air Lines codeshare partners with a Delta Air Lines flight number.
      eGifts and Cards may only be used for the Delta Air Lines air transportation portion of a Delta Vacations package.
      eGifts and Cards can be issued only in U.S. dollars (“USD”). If an eGift or a Card is used for the purchase of a ticket issued in a currency other than USD, the full value of the eGift or Card will be converted to that currency using the Bankers Rate of Exchange in effect on the date of ticket issuance, and the rate of exchange will be indicated on the ticket.
      Tickets purchased using eGifts and Cards are subject to the applicable Delta Air Lines Contract of Carriage and fare rules (including change penalties).
      If redeemed at, a maximum of three forms of payment (including eGifts or Cards) can be applied towards a single transaction, regardless of the number of tickets purchased as part of that transaction; if redeemed through any other method, a maximum of three forms of payment (including eGifts or Cards) can be applied toward a single ticket. eGifts and Cards can be used with other eGifts and/or Cards, but cannot be used in conjunction with any other certificate, voucher or credit towards a single ticket.
      eGifts and Cards are not reloadable and do not expire. No service or inactivity fees apply.
      eGifts and Cards, including those that are lost, stolen, or destroyed, will not be replaced by Delta for any reason.
      eGifts and Cards are not credit, debit or charge cards, and have no implied warranties.
      eGifts and Cards are not refundable and cannot be redeemed or exchanged for cash, check or credit except where refund or redemption is required by law.
      Where eGifts or Cards are redeemed for a ticket, but travel is not taken, the value of the redeemed ticket (after any applicable penalties) will be provided in accordance with Delta Air Lines’ standard policy regarding ticket refunds.
      eGifts and Cards may only be sold by Delta and Delta-licensed vendors. eGifts and Cards that are for sale or sold by an unlicensed vendor are subject to confiscation or voiding by Delta.
      eGifts and Cards that are altered or obtained fraudulently are subject to confiscation or voiding by Delta.
      Delta is not responsible for eGifts or Cards that are undeliverable or not received due to inaccurate delivery information provided by the purchaser.
      Delta reserves the right to refuse, cancel or hold for review transactions initiated using eGifts or Cards for suspected fraud, incorrect certificate or card denomination, or violations of these terms and conditions.
      Delta may at any time and without notice change these terms and conditions or contract with a third party to administer the eGift program or the Card program.
      Use of eGifts and Cards is subject to applicable law. In the event of a conflict between these terms and conditions and applicable law, applicable law will govern.
      The laws of the state of Georgia, without regard to its conflicts of law provisions, apply to these Terms and Conditions and use of any eGift or Card.
      Delta and its affiliates make no warranties, express or implied, with respect to eGifts and Cards, including any express or implied warranty of merchantability or fitness for a particular purpose.
      eGifts and Cards are issued by Delta Gift Cards, Inc. (“Delta”), an affiliate of Delta Air Lines, Inc., that is authorized to issue eGifts and Cards for sale by Delta and Delta-licensed vendors to be used toward the total purchase price of air transportation on Delta Air Lines marketed flights.

  3. Would this also apply to the $100 Credit for the Platinum Delta Business?

    • @Sam – Yep. Exactly the same. In fact a $50 e-Gift will trigger $100 credit if you go that route.

  4. Kendall Eayrs Reply

    Somewhat related question, I recently got the AMEX platinum card and wanted to use the airline credit to buy delta e gift cards, have you had any success with that previously?

  5. Will this work for the small fee you pay when using points to pay for a flight (if you use the delta card amex to pay the fee). It is usually ~$5-11 depending on one way/round trip

    • @Kamlesh – I really doubt it. 99% NO in fact. Buy a e-Gift card for $50. They never ever expire. That you will get credit for.

  6. Steve Johnson Reply

    What about purchase made at If I buy a model airplane or some wine or whatever through deltashop does it count as a ‘Delta purchase’ for the purposes of getting the statement credit?

    • @Steve – I have no data on that one but my gut tells me no. I would get an e-Gift card as we know that works just fine!

  7. Steve Johnson Reply

    You are correct…I emailed the folks at and got this reply:

    “Purchases from Delta shop will show as Geiger purchases and not Delta. Unfortunately these purchases will not go towards your statement credit.”

  8. @rene, will a $25 delta gift card still get the $100 biz delta platinum credit?

    • @Josh – Yep it should give you full credit i.e. $100 but notice the lowest price eGift card is $50. Even a $2 headset onboard should and I will test that soon with my new card 🙂

  9. Franz Josef Haas Reply

    And I wonder how many people including myself have bought something at Delta Shop in order to qualify for a “Delta Purchase” and have it NOT count. I see a class action law suit coming as this is very deceiving. Now I over paid for a gift bag and didn’t even receive the Delta credit. As for the above question about www. deltashop .com I can tell you that this DOES NOT count as a Delta purchase.

  10. Richard Strange Reply

    You say that a qualifying charge is “Food / drinks on-board”. I am flying from Washington to Paris on a Delta flight (DL8631) but it will be an Air France plane. Would drinks purchased on-board count as a qualifying Delta purchase?

  11. I just got my gold card and was hoping to redeem a $50 gift card (for the statement credit) as well miles in the same transaction. Does anyone know if that’s possible? Thank you!

    • @Becky – Pay for just about anything on (other than Gogo) and you will trigger the credit like a ticket or an award with fees etc. Or just buy a $50 e-Gift card as that works and then you have forever to spend the gift card.

  12. Willy Brandt Reply

    I’m on the second segment of a Delta flight now, and tried to buy a beer on both flights. To my bad luck, both flight attendants said “No problem, this is on me!” and gave me free booze.

    I don’t have any other flights planned, is the GC the only other option?

    • @Willy – Ask them to buy a $2 headphone. They can run it even if they don’t have it. Explain why. It will trigger the total credit! 🙂

  13. Have you heard of anyone recently buying a $50 Delta gift card and getting the statement credit? I recently got this card and was thinking of buying a gift card to trigger the credit, but in the “fine print” for this card, it says that gift cards are excluded. Do you know if this is a recent change? I called their customer service to ask and they simply read from the “fine print” stating gift cards are excluded. Any other ideas on what to do to get this credit? I am a mom of four young kids and unfortunately won’t be doing any traveling in the super near future.

    • @Anna – A $50 Delta gift card will trigger the full credit. Ignore the fine print.

  14. rene, delta also has car rentals and hotel you know if those purchases will show on my hold amex as a purchase made via delta?

  15. @Anna, I had the same question. Right now, the fine print says “purchases of gift cards” are excluded. But if it worked for you, I’m considering to do the same. So just to make sure – did you purchase an e-gift card and not a physical gift card? @Rene, thanks for this tip! just really wanted to be sure!

  16. Yes! An e-gift card. I went into it with the attitude that if it didn’t work, I would have a fifty dollar gift card to use for travel and didn’t really lose fifty bucks. I bought an egift card that I had delivered to myself and I think I got the statement credit two or three days later. I hope it works for you. It worked for me. 🙂

  17. Mike Sturgill Reply

    this post helped me a few weeks ago so I wanted to make sure I came back with my update. Purchased a $50 Delta gift card on 2/12/19, by 2/18/19 I also show the $50 statement credit. Thanks to this post!!

  18. Just purchased a $50 e-gift card. I was wondering how long it takes for the credit to be applied.

  19. Even if I’m paying only the tax / fee for an award ticket I’ll get the $50 dollars statement credit

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