I Went for 4 New Travel Cards This Round – 3 Approved and 1 Pending. What Cards Did I Go For?

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Well thank you AMEX very much!

Clearly, the no-brainer choice right now, for those of us who fly Delta is the current Delta AMEX card LTO or Limited Time offer <-LINK that ends today i.e. today is the last full day to get the increased bonus offer. Before you ask, this is the final Delta AMEX card I have never had and got the new card bonus for (until, perhaps, such a time that Amex says I have not had them before).

After spending $4000 I will net out 74,000 SkyMiles. This card alone, with the new card bonus, just about covers my trip in SkyMiles to fly the inaugural A350 to Japan in Premium Select. After I buy a $50 Delta Amex e-Gift card I will get the $100 statement credit and thus I am only out of pocket net $95 for all these points. #Winning!

Not 5/24 – I will take it Chase!

The next one I purposely waited to apply for until the offer changed over from the old offer of 2 free nights (at a Hyatt 1-7 properly) to the new current Chase Hyatt hotel card offer of 40,000 points. This card is NOT under the horrid 5/24 rule that says if you have applied for more than 5 cards from ANY bank (including AUs) in the past 24 months you cannot get a new card from Chase. I got a pending, called right away to the reconsideration line, moved some credit over from one of my other cards and was approved.

One of the few Citi cards I have never had

The next one, the Citi Expedia+ travel card may sound like a very strange choice but it works for my current needs and I want to test something. I am taking a number of cruises over the next 2 years. I book them all via Expedia and start at TopCashBack to get max perks. I am going to end up with a bunch of Expedia+ points and this will let me add to those totals to help pay for hotel rooms. Hotel rooms is the point area I am lacking the most and this Citi branded points card helps me. Lastly, I want to test buying a $100 Delta e-Gift card to see if that triggers the $100 statement credit making the card free year one (fee is $95).

Please don’t say no Wells Fargo!

Again my last one may sound strange. Why the Wells Fargo Propel card? While I will take the points they offer all I really want to do is have my cell phone bill to this card to get the $600 in protection doing so offers. I will think of this card like my Citi Prestige card that I pay for airline tickets with because it offers travel insurance that kicks in after just a 3 hour delay. This will be, if they approve me, simply an insurance policy card with no annual fee. That works for me!

So there you are. Those who voted on my twitter poll for 4 cards you were right. Now I just need to get Wells Fargo to say OK as it has been a VERY long time since any card company has said NO for any card I have requested. – René



  1. I’m no expert but might you not do better to book a cruise through a travel agent that kicks back some of the commission? We have done that with Viking cruises and got nearly 10% discount from the agent.

  2. @Ira – You should check my link to cruise post. I am doing VERY well and getting FAR better than 10% back. 😉

  3. @Rene that’s great. I did a quick triple play of Hyatt (40K), IHG (targeted 80K+5K AU), and Delta plat. The Hyatt is a huge value for 4K to 8K redemptions.

  4. @FLN – Nice. You, like me, seem not to need the biggest suite in the hotel. A clean, neat basic room works great for me.

  5. Thanks! Didn’t realize the Hyatt didn’t go by the 5/24 rule and the Delta Platinum works out since we have many dental bill$ in our future! Thanks!

  6. I was hoping the promo lasted thru tomorrow.
    I hit a snag, they said I couldn’t get the business Platinum card because I got another Amex card within 90 days.
    I asked if it would help if I had fewer charge cards, they said “yes, we’ll connect you…..”
    After canceling my blue cash card, they said “I don’t know who would suggest that, that doesn’t help at all”
    So now I am out a card and credit to debt ratio for no reason.
    I asked for a manager to call back, but that hasn’t happened yet and at best will be tomorrow- after the promotion is done.
    All this after consistent marketing from them to get another card.

    I’m thoroughly frustrated with Amex and can’t see my way to pushing others to their cards. Other companies are eager to win my excellent credit.

  7. Have you had the Hyatt card previously? I have had both the IHG and Hyatt a little over two years. I’m thinking about cancelling and see if I can get new ones for the bonus.

  8. @DW – It had been over 24 months since I got a Hyatt bonus. However, since the offer changed it is maybe, again maybe, possible to get THIS bonus as a new one. To be safe I would wait the 24 months between cards new cards.

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