During my last round of cards I decided to pickup the Citi Expedia+ card. Now I know a ~$200 new card bonus is truly nothing to get excited about and some might say not even worth the credit pull. For most I would agree, but not for everyone.
You see I got this card because, after the $100 travel credit, it really ends up costing me minus $5 per year to hold. To me this makes it a net no annual fee card (those I like very much). I got this card for the perks and future bonus points. Like what?
The main one is Expedia+ Gold status is awarded free if you hold the Expedia+ Citi card. Thus, not only do I earn 2x points for my cruise bookings, I also get a 30% bump in points with my gifted status.
I am taking a number of cruises over the next two years and they are not inexpensive ones (in a suite most sailings). But I am mostly paying for them with points so not really expensive out of pocket. I am also getting ~12% back by starting my booking via TopCashBack and when I cash out I select an Amex gift card for another 3-6% bonus cash (on top of other savings and offers with NCL). When I add the Expedia+ bonus points it will mean a nice additional bump in points for me.
This is just one more tiny component of my travel card portfolio – that is, holding cards for a specific purpose and the right purpose as well as using a card(s) almost exclusively for the card perks not for regular spending (other than the spend for the new card bonus, clearly). Next year the only spend I will put on this Citi card is again buying 2x$50 Delta e-Gift cards to again offset the annual fee. – René
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