Welcome to a weekly feature on the Renés Points blog. Each week this series covers in a “rookie” way either a Delta or travel related theme and attempts to break down to a basic level each topic. You can read up on all the previous posts HERE. Now on to this week’s feature.
Starting tomorrow Delta, and their SkyMiles team, will try to convince naive and foolish millennials to get what may be the worst ever travel card with the Delta and Amex logo on it.
Per myAJC.com we learn that this card will give you:
“the [new] Blue Delta SkyMiles card, will have no annual fee and double miles for spending at U.S. restaurants and flights booked with Delta. The Blue card will not offer a free checked bag or priority boarding” – myAJC.com
There are also rumors that you will not get a chance with this card to get the MQD exempt waiver for spending $25,000 on the new Blue UPDATE: CONFIRMED NO MQD spend credit waver for the Blue after 1JAN18 unless you ALSO hold a Delta Gold, Platinum or Reserve card as well. (note: this is NOT the same issue as the possible changes coming to the Diamond MQD waiver posted about here).
Delta and Amex are promoting this to millennials who want a card to spend for their frequent dining. Here is a #ProTip – don’t do it! The US Bank FlexPerks AMEX card will yield you 3x points (worth up to 6%) as just one simple example in a sea of cards that give you much higher returns for dining. Never EVER, if you were foolish enough to get this card, pull this new Blue Delta card out of your wallet to pay for your dining.
But there are so many more reasons for you to avoid this card. To me anyone who gets this card, and uses it, needs to seek professional psychiatric help ASAP! Let’s look at just a few reasons why I say this:
2x SkyMiles for food and flight charges. SkyMiles are one of the worst travel currencies in the world. The Delta SkyMiles team are the slimiest in the industry and constantly, year after year, make no-notice changes. They hide the award charts so you have no idea what your points are truly worth. I could fill this post why 2x is not enough incentive to put spend on this new Blue card. Plus, there are literally dozens of other no-fee choices that yield a higher value and you know what those points are really worth.
No free bag! This is one of the main perks that can, maybe even on just one round trip, more that pay you back in value for the fee for the Gold or Platinum Delta SkyMiles card. I know tons of folks who hold these cards for just this one perk alone. If you can not do simple math to see the value of this perk for a small annual fee you need to go back to 1st grade.
No priority boarding. Have you seen my post on the “real” Delta boarding zones? I guess there is one perk here as when you are boarding almost dead last that Delta will check your carry-on free (you will not have a choice in this btw) since there is no more overhead space available.
4/5 Amex card limit. This new Blue card is a credit card. Depending on who you ask, Amex limits you to a total of either 4 or 5 credit cards personal and business combined (charge cards do not count). Why in the world would you want this card taking up one of your valuable Amex card choices open to you.
OK but are there any positives reasons for getting this card? Only if you clearly understand you would get this card but never spend money on it for anything other than:
1) The new card bonus that is pathetic but at least the minimum spend is low. Again, myACJ.com says: “For new Delta SkyMiles American Express card members, the card also offers a bonus of 10,000 miles after $500 in card purchases during the first three months.”
2) To have another no-fee card where you can get more AMEX SYNC deals.
As to the first point it means Delta is basically giving you 10k SkyMiles for a pull on your credit score. I hope you understand if just about anything goes wrong on a Delta flight they will simply give you 10k SkyMiles to say they are sorry. In other words this is NOT a new card bonus to get excited about at all. Next, as already touched on, there are tons of better cards to hold to get more Amex SYNC deals and “offers to you”.
Bottom line is this is a sad and ridiculous no-fee card. I am sure Delta will get uneducated millennials to get and use this card and I truly feel very sorry for them. Maybe when I was younger and in school they simply taught us better math skills! – René
Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.