Disturbing: The latest Increased / Decreased Delta Amex Offers – Elites will NOT like this!

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One of the most common emails I get from readers goes something like this: “Do you think Amex is going to come out with a better offer for (whatever) Delta Amex card soon“? The answer is always the same, that I have no idea. Plus the sad part, unlike many other banks, Amex will NOT match you to a better offer even if you applied just the day before the better offer comes out. So you should ONLY go for these cards when there is an increased bonus offer or if you see more value in the other card perks like the bonus MQMs.

In addition to the above we should all know that Amex currently only allows you to get the new card bonus offers 1x in your lifetime (at least officially) and they have even more nasty wording saying they can just decide you don’t get the bonus even if you have never had the card. The T&C says this:

Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.”

At least when you apply now Amex will, most times, warn you if you are not eligible for whatever new card offer. But taking all this into account it is worth looking at the current (1March19) offers for the personal Delta / Amex AIRLINE cards which are the following:

  • Gold Delta Card Offer: Earn 60,000 Bonus SkyMiles after spending $2,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Platinum Delta Card Offer: Earn 75,000 bonus SkyMiles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months and a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Reserve Delta Card Offer: Earn 75,000 Bonus Miles and 5,000 Medallion® Qualification Miles after you spend $5,000 in purchases on your new Card in your first 3 months.

Why is the above disturbing to those of us who still care about our Medallion status with Delta? Notice the current offers for the Delta / Amex BUSINESS cards:

  • Gold Business Delta Card: Earn 30,000 Bonus SkyMiles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Platinum Business Delta Card: Earn 35,000 bonus SkyMiles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $1,000 in purchases on your new Card in your first 3 months and a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Reserve Business Delta Card: Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases with your new Card in your first 3 months.

Do you notice a disturbing trend comparing the personal AIRLINE cards to the BUSINESS cards? While Amex has NOT dropped the standard MQM bonus for the personal Platinum card with the increased SkyMiles offer – they cut it in HALF with the personal Reserve card. Ugg! Gosh I hope this is not a trend we will see from here on out. In the past the Reserve card MQMs has always stayed at 10,000 and the SkyMiles offers was simply increased. With the 1x lifetime bonus wording for each card (all of the above are unique products) this makes the choices much harder.

This also shakes things up with the standard offer vs. the “increased” offer times of the year. Again, and this is not for everyone, if you are someone chasing status getting 10,000 bonus MQMs with a new card offer could have FAR more value than 35,000 extra bonus SkyMiles when you apply for a card i.e. the standard offer could be more valuable than the “increased” offer (crazy right).

For me the clear current winner as someone still working on elite status with this latest round of offers (if you have never had it) is the personal Platinum Delta Amex AIRLINE card offer. Even if you only value a SkyMile (like Delta does) at about 1 cent each you are getting $750 in value minus the non-waived fee of $195 and picking up a bunch of MQMs after meeting the minimum spend.

You tell me, what offer do you like the best? What do you think of the way Amex is tinkering this year with these limited time new card bonus offers? – René

 

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