If you took advantages of the great Delta Amex Card welcome bonuses, your new credit card should arrive very soon (if it hasn’t yet already).
Put the Card in Your Delta Wallet
Put your new Delta Amex information into your Delta wallet. This way, you’ll automatically receive the free first checked bag perk if you choose to use it.
Store it in Your Dosh Wallet
Dosh is a great cash back app. (Use our referral link and receive $5 credit when adding your Delta Amex — or any other credit card. Thank you!). Dosh works with a number of restaurants, stores, hotels, and other merchants — and credits you cash back when paying with a card you’ve registered.
Enroll the Card in IDine or Another a Dining Program
iDine is another cash back program that stacks with Dosh — so you can really crank up the cash back! Pay with a card you enroll in iDine and receive between 5-10% back, based on your annual spend. The only downside to iDine is you must review the restaurants you visit.
If that sounds like too much work, sign up for another dining rewards program that earns either frequent flyer miles or hotel points each time you spend on your enrolled card at participating restaurants.
Most of this information is included in a great guide René wrote about maximizing credit cards for dining purchases. Read it for some more details!
Enroll the Card in Yelp! Cash Back
More cash back! Enter your details in Yelp!’s cash back program.
Make a Delta Purchase (Delta Gold Amex and Delta Platinum Amex Holders Only)
Maximize your return: buy the $2 headphones onboard a flight, treat yourself to a cocktail or premium “Flight Fuel” snack. Buy yourself a Delta gift card. Just don’t forget to use it.
Start Meeting Minimum Spend Requirements
We put together a list of summer and early fall expenses that can knock out the minimum spend requirement ASAP.
A Very Important Tip for New Delta Reserve Amex Holders
If you’re new to either the Delta Reserve Credit Card from American Express (learn more about this card) or Delta Reserve for Business Credit Card (learn more about this card), be aware of several different spending thresholds.
First, there’s your Welcome Bonus minimum spend. Get that out of the way ASAP.
But if you’re pursuing Medallion status — either anew or re-qualifying for next year — you may want to meet the $25,000 MQD spend waiver. (Remember: $25,000 MQD waiver is accrued from all your Delta Amex cards combined)
Once you do, congratulations. But to earn the card’s 15,000 MQM bonus (above and beyond your Welcome Bonus MQMs), you must spend $30,000. (And then another $30,000 to get the second 15,000 MQM, if you’re so inclined).
I’ve met Reserve card holders who think everything is hunky dory once they spend $25,000 on the card — and assume they’ll receive an MQM bonus at that level. No. You must spend $30,000 to receive the 15,000 MQM. This is a common misconception, especially for Delta Platinum Amex cardholders who are used to spending $25,000 and then reaching both the MQM and MQD bonuses.
What to Do Next?
Once you reach your spend goal(s) such welcome bonus spend, MQM bonus spend, or MQD waiver, I suggest two things:
- Book a trip using your new SkyMiles! I got the Delta Gold Business Amex (learn more) last week because there’s an aspirational trip I’m looking to take.
- Consider using a different credit card for your everyday spend. Or get another new travel card and earn more points/miles! The Delta Amexes can be great for free checked luggage. Maybe MQM bonuses (depending on your card) and Sky Club access for the Reserve card folks. But outside of that? They earn only two points on Delta purchases and one point on everything else.
To earn more points and miles with credit cards, consider:
Good Welcome Bonus, relatively low annual fee ($95), and points can be transferred to more than a dozen hotel and airline partners.
Capital One Venture Rewards card (learn more about this card)
Named ‘The Best Travel Card’ by CNBC in 2018, if that does anything for you. No annual fee the first year ($95 after that), a pretty nice Welcome Bonus, and a $100 Global Entry or TSA Pre√ credit. Earns two points per purchase, which isn’t amazing — but certainly better than the Delta Amexes.
American Express Gold Card (learn more about this card)
Points, points, points, and more points.
The Amex Gold earns 4X dining at restaurants worldwide and 4X at US supermarkets. Flights purchased directly with airlines or on AmexTravel.com earn 3X.
Plus, you receive a $10 monthly dining credit to Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. (Just make sure you enroll in that benefit.)
If cash back is more your thing, check out:
No annual fee. Earn 3% cash back on every purchase, up to $20,000 spent the first year. That’ll net you about $600 back — before you stack with cash back apps and do everything else we recommend above. 😉 (Earn 1.5% back after meeting the spend threshold).
Capital One Quicksilver Cash Rewards Credit Card (learn more about this card)
Another no annual fee card that offers a one-time $150 cash bonus once you spend $500 on purchases within three months of being approved. That’s an easy Welcome Bonus to meet. On top of that, earn unlimited 1.5% cash back on every purchase.
Blue Cash Preferred Card from American Express (learn more about this card)
You’ll earn a $250 statement credit after you spend $1000 within three months of being approved. 25% cash back on the first grand ain’t bad.
Check out the bonus categories:
- earn 6% back on up to $6,000 spent at U.S. supermarkets annually
- earn 6% back on select U.S. streaming subscriptions (like Netflix, Amazon Prime Video, Spotify, Apple Music, and many others)
- earn 3% back on transit purchases (think Lyft, Uber, parking, tolls, etc.)
- earn 3% back at U.S. gas stations
- earn 1% back on everything else.
There’s a $95 annual fee — which is easily offset if you spend at least $1600 a year between U.S. supermarkets and streaming services.