Answering a Friend’s Questions About the Delta Amex Cash Back Credit Card Offer (OFFERS EXPIRED)

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My best friend Rick wanted to take advantage of the Delta Amex cash back offers expiring Thursday, August 15. Before committing to the Delta business Platinum Amex (learn more), though, he had several questions about both the offer and card’s perks. OFFERS EXPIRED — PLEASE SEE CURRENT OFFERS

In case you (or someone you know) has the same questions, here’s what we discussed — as well as some other points to consider.

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Which Delta Amex Credit Cards Carry the Cash Back Promotion? (OFFERS EXPIRED — PLEASE SEE CURRENT OFFERS)

Only four of the Delta co-branded American Express cards:

  • Platinum Delta SkyMiles Credit Card from American Express (learn more)
  • Platinum Delta SkyMiles Business Credit Card from American Express (learn more)
  • Gold Delta SkyMiles Credit Card from American Express (learn more)
  • Gold Delta SkyMiles Business Credit Card from American Express (learn more)

The Delta Reserve personal (learn more) and business (learn more) are not eligible for this specific promotion, nor are any other American Express cards.

Is the 50% Cash Back Valid for Any Purchase, Anywhere?

No.

Only purchases made directly with Delta Air Lines will receive cashback.

The Delta Platinum Amex personal (learn more) and business (learn more) receive up to $500 cashback. So you could charge $1000 in Delta purchases and be out of pocket only $500.  OFFERS EXPIRED — PLEASE SEE CURRENT OFFERS

Similarly, the Delta Gold Amex personal (learn more) and business (learn more) receive up to $300 cashback. Charge $600 in Delta purchases and you’ll end up spending $300.  OFFERS EXPIRED — PLEASE SEE CURRENT OFFERS

The Cash Back is Not an Immediate Discount?

Nope. The cashback will appear as statement credits.

A Delta Air Lines Airbus A330-300 with the registration N808NW takes off from Amsterdam Airport (AMS) in the Netherlands on April 21, 2015. (Photo: ©iStock.com/Boarding1Now)

Is There a Time Limit to Take Advantage of the Cash Back?

Yes. Eligible Delta purchases must be made within three months of your being approved.

When someone is approved immediately after applying, Amex generally allows that person to instantly receive a special “online only” version of the credit card number to use while they await the physical card’s arrival in the mail.

Take the number if you’re availed the opportunity. It’s better to have it and not need it than vice versa!

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What Kinds of Delta Purchases Are Eligible?

From what we can tell, pretty much anything: airfare, excess baggage charges, change fees, Sky Club access, onboard purchases (which, remember, always receive an additional 20% discount when paying with a Delta Amex card).

Free drinks and snacks in Delta Comfort Plus

Gift cards — while explicitly stated as not eligible — may work. So that might be an option for other Delta Air Lines lovers in your life!

Rick is from Minnesota and always connects through MSP. As a Midwest traveler, his flights are very expensive. (René feels his pain, as do I.) The cashback offer will save him a lot of money on holiday fares. (Provided he books them prior to November when the three month, welcome bonus period ends.)

Do I Get Bonus SkyMiles, Too?

Yes!

Delta Platinum Amex personal (learn more) and business (learn more) receive 50,000 bonus SkyMiles after spending $3000 in purchases within the first three months of being approved. There are no welcome bonus MQM for this promotion. OFFERS EXPIRED — PLEASE SEE CURRENT OFFERS

Delta Gold Amex personal (learn more) and business (learn more) receive 30,000 bonus SkyMiles after spending $1000 in purchases within the first three months of approval. OFFERS EXPIRED — PLEASE SEE CURRENT OFFERS

All Delta Amex cards — except the Blue flavor — receive 2X on purchases made directly with Delta and 1X on all other purchases. Rick will likely use his Delta Platinum Amex business card (learn more) for the welcome bonus, complimentary first checked bag, and annual companion certificate. For supermarket, restaurant, and gas purchases, he told me he’ll stick with a cashback card.

Do Delta Amex Cardholders Receive Sky Club Access?

Yes and no.

Delta Reserve personal (learn more) and business (learn more) cardholders receive complimentary Sky Club admission as a card perk (when flying on a Delta itinerary).

But…

Delta Gold and Platinum Amex cardholders can purchase Sky Club entry for $29 a person. If a trip takes place within your first three months of card membership, a Sky Club visit should credit back to your card as part of your $500 or $300 cashback, essentially giving you a free Sky Club visit!

Can I Get the Business Versions of the Credit Cards — Even if I Don’t Have an EIN?

Yes.

Your Social Security number works in lieu of an EIN. (EINs, by the way, aren’t hard to obtain).

The business and personal credits are each separate products. So if you’ve never held a Delta Amex card, you could technically apply for all four — and receive their cashback bonuses. (Which would total $1600!)

The Platinum Delta SkyMiles Card from American Express.

Learn more about the Delta Reserve Card from American Express at https://renespoints.boardingarea.com/dlplat

Is There a Companion Certificate for a Free Flight?

The Delta Platinum Amex personal (learn more) and business (learn more) both come with annual companion certificates entitling one paying passenger (not limited to the cardholder) buying a select coach fare to bring a companion along for free (aside from the companion’s share of taxes and fees).

I wrote an extensive Delta Amex Companion Certificate FAQ the other day. Check it out for more details.

Traveling with someone is even more rewarding when you save money -- thanks to the Delta Platinum Amex cards' companion certificate!

Traveling with someone is even more rewarding when you save money — thanks to the Delta Platinum Amex cards’ companion certificate!

How Does the Free Luggage Benefit Work?

Cardholders of any Delta Amex and up to eight others on the cardholder’s confirmation number/PNR receive their first checked bags for free when flying on Delta Air Lines-marketed flights.

Just add your Delta Amex card number to your Delta SkyMiles account to ensure you receive the benefit.

The first checked bag for you and up to eight others is free with all Delta Amex cards!

The first checked bag for you and up to eight others is free with all Delta Amex cards!

Delta charges $30 for each non-Delta Amex passenger’s first checked bag. So a family of five using the Delta Amex perk saves $300 on one roundtrip. That earns back the annual fee and more on the Platinum and Gold cards.

Even a cardholder who travels with a significant other or friend saves $120 per roundtrip on checked luggage.

Do Delta Amex Cardholders Get Special Priority Boarding Privileges?

Delta Amex cardholders receive Main Cabin 1 boarding when flying anything below Comfort+.

So if you’re seated somewhere you’d normally get Main Cabin 2 boarding, you can board with Main Cabin 1. The perk works with Basic Economy!

Again, add the Delta Amex card number to your SkyMiles account / Delta wallet.

Can I Get MQM?

Delta Platinum Amex personal (learn more) and business (learn more) earn 10,000 MQM after spending $25,000 on qualifying purchases during a calendar year. They can take advantage of this up to $50,000.

As mentioned above, there are no welcome bonus MQM for this offer.

Do These Cards Count as Spend Toward the MQD Waiver?

Yes. MQD waiver spend is accrued across all your Delta Amexes — whether you have one or all six.

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What are the Cards’ Annual Fees?

Both the Delta Platinum Amex personal (learn more) and business (learn more) carry $195 annual fees that are not waived the first year.

However, the Delta Gold Amex personal (learn more) and business (learn more) each have a $95 annual fee that is waived the first year.

Do You Have Any Questions?

Anything we didn’t cover? Ask us below in the Comments section!

One comment

  1. I have both the Amex DL Plat and the Business Reserve as well as a the regular Amex Platinum for business.

    I noticed a few things:
    Having both Delta cards gives me 2 checked bags instead of one.
    Both have the free companion ticket, although Reserve lets you do up to First Class while Plat just does coach.

    Additional reserve card allows that holder to enter sky club for free. Wish there was a way I could use my reserve and non Delta Plat card to get 2 people in and not have to pay for my Girl Friends additional reserve card, but I literally get membership into sky club for two people with that card cheaper than paying for one.

    Supposedly Reserve gets you a better chance for upgrades, but as only a Gold Medallion, I am always so far behind the Diamonds and Plats, so I can’t confirm this helping me.

    The annual bonus MQMs is 10,000 at $25,000 spend on DL Plat and 15,000 at $30,000 on reserve and can be transferred to someone else on reserve, while not an option on DL Plat. On reserve you can earn a second 15,000 MQMs at $60,000 spend. Not sure about a second 10,000 on the DL Plat card.

    Having the Reserve, I am not sure about keeping the DL Plat. I was unable to use my DL Plat companion ticket this year, but the year before I used it for a $600 ticket to Oregon, so it is useful.

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