My best friend Rick wanted to take advantage of the Delta Amex cash back offers expiring Thursday, August 15. Before committing to the Delta business Platinum Amex (learn more), though, he had several questions about both the offer and card’s perks. OFFERS EXPIRED — PLEASE SEE CURRENT OFFERS
In case you (or someone you know) has the same questions, here’s what we discussed — as well as some other points to consider.
Which Delta Amex Credit Cards Carry the Cash Back Promotion? (OFFERS EXPIRED — PLEASE SEE CURRENT OFFERS)
Only four of the Delta co-branded American Express cards:
- Platinum Delta SkyMiles Credit Card from American Express (learn more)
- Platinum Delta SkyMiles Business Credit Card from American Express (learn more)
- Gold Delta SkyMiles Credit Card from American Express (learn more)
- Gold Delta SkyMiles Business Credit Card from American Express (learn more)
Is the 50% Cash Back Valid for Any Purchase, Anywhere?
Only purchases made directly with Delta Air Lines will receive cashback.
The Delta Platinum Amex personal (learn more) and business (learn more) receive up to $500 cashback. So you could charge $1000 in Delta purchases and be out of pocket only $500. OFFERS EXPIRED — PLEASE SEE CURRENT OFFERS
Similarly, the Delta Gold Amex personal (learn more) and business (learn more) receive up to $300 cashback. Charge $600 in Delta purchases and you’ll end up spending $300. OFFERS EXPIRED — PLEASE SEE CURRENT OFFERS
The Cash Back is Not an Immediate Discount?
Nope. The cashback will appear as statement credits.
Is There a Time Limit to Take Advantage of the Cash Back?
Yes. Eligible Delta purchases must be made within three months of your being approved.
When someone is approved immediately after applying, Amex generally allows that person to instantly receive a special “online only” version of the credit card number to use while they await the physical card’s arrival in the mail.
Take the number if you’re availed the opportunity. It’s better to have it and not need it than vice versa!
What Kinds of Delta Purchases Are Eligible?
From what we can tell, pretty much anything: airfare, excess baggage charges, change fees, Sky Club access, onboard purchases (which, remember, always receive an additional 20% discount when paying with a Delta Amex card).
Gift cards — while explicitly stated as not eligible — may work. So that might be an option for other Delta Air Lines lovers in your life!
Rick is from Minnesota and always connects through MSP. As a Midwest traveler, his flights are very expensive. (René feels his pain, as do I.) The cashback offer will save him a lot of money on holiday fares. (Provided he books them prior to November when the three month, welcome bonus period ends.)
Do I Get Bonus SkyMiles, Too?
Delta Platinum Amex personal (learn more) and business (learn more) receive 50,000 bonus SkyMiles after spending $3000 in purchases within the first three months of being approved. There are no welcome bonus MQM for this promotion. OFFERS EXPIRED — PLEASE SEE CURRENT OFFERS
Delta Gold Amex personal (learn more) and business (learn more) receive 30,000 bonus SkyMiles after spending $1000 in purchases within the first three months of approval. OFFERS EXPIRED — PLEASE SEE CURRENT OFFERS
All Delta Amex cards — except the Blue flavor — receive 2X on purchases made directly with Delta and 1X on all other purchases. Rick will likely use his Delta Platinum Amex business card (learn more) for the welcome bonus, complimentary first checked bag, and annual companion certificate. For supermarket, restaurant, and gas purchases, he told me he’ll stick with a cashback card.
Do Delta Amex Cardholders Receive Sky Club Access?
Yes and no.
Delta Gold and Platinum Amex cardholders can purchase Sky Club entry for $29 a person. If a trip takes place within your first three months of card membership, a Sky Club visit should credit back to your card as part of your $500 or $300 cashback, essentially giving you a free Sky Club visit!
Can I Get the Business Versions of the Credit Cards — Even if I Don’t Have an EIN?
Your Social Security number works in lieu of an EIN. (EINs, by the way, aren’t hard to obtain).
The business and personal credits are each separate products. So if you’ve never held a Delta Amex card, you could technically apply for all four — and receive their cashback bonuses. (Which would total $1600!)
Is There a Companion Certificate for a Free Flight?
The Delta Platinum Amex personal (learn more) and business (learn more) both come with annual companion certificates entitling one paying passenger (not limited to the cardholder) buying a select coach fare to bring a companion along for free (aside from the companion’s share of taxes and fees).
How Does the Free Luggage Benefit Work?
Cardholders of any Delta Amex and up to eight others on the cardholder’s confirmation number/PNR receive their first checked bags for free when flying on Delta Air Lines-marketed flights.
Just add your Delta Amex card number to your Delta SkyMiles account to ensure you receive the benefit.
Delta charges $30 for each non-Delta Amex passenger’s first checked bag. So a family of five using the Delta Amex perk saves $300 on one roundtrip. That earns back the annual fee and more on the Platinum and Gold cards.
Even a cardholder who travels with a significant other or friend saves $120 per roundtrip on checked luggage.
Do Delta Amex Cardholders Get Special Priority Boarding Privileges?
Delta Amex cardholders receive Main Cabin 1 boarding when flying anything below Comfort+.
So if you’re seated somewhere you’d normally get Main Cabin 2 boarding, you can board with Main Cabin 1. The perk works with Basic Economy!
Again, add the Delta Amex card number to your SkyMiles account / Delta wallet.
Can I Get MQM?
Delta Platinum Amex personal (learn more) and business (learn more) earn 10,000 MQM after spending $25,000 on qualifying purchases during a calendar year. They can take advantage of this up to $50,000.
As mentioned above, there are no welcome bonus MQM for this offer.
Do These Cards Count as Spend Toward the MQD Waiver?
What are the Cards’ Annual Fees?
Do You Have Any Questions?
Anything we didn’t cover? Ask us below in the Comments section!