A nice cashback offer!

I am personally no fan of the Blue Delta SkyMiles Credit Card from American Express – but you can learn more about the card here. I was a fan, for a short time, when you could hold it for another card to have “Amex Offers” deals i.e. have the same offer (via the multi-tab trick) on a bunch of cards. Unfortunately, American Express kiboshed that sweet trick. Now, once you register one card, it kills the deal for your other cards (#protip – you can still often do two cards if one is a non-Membership Rewards card and one is a Membership Rewards card). But there is one more partial workaround that still lives on. Take a look.

Yep – All were registered for promo!

Amex has a number of partners they work with on cards that are offered by other banks that have the Amex logo on the cards. They thus ALL qualify for the Amex Offers on the network shopping page. I registered three partner Amex cards for the current Kimpton offer as one example.

Yes, real cash back rocks

Now, before anyone comments, this is NOT the same as the very lucrative “real” Amex Offers inside Amex itself – I agree. I am not saying they are the same – but they can still be sweet. Also, most of the real Amex cards I hold have a large yearly fee and I am limited how many real Amex cards I can hold at anyone one time (4-5 credit cards plus charge cards). With no fee partners I simply have more choices. OK like what cards are we talking about?

Extra Amex – Yes please

Here is a partner Amex card from Wells Fargo Propel American Express card (learn more here). It has no annual fee. The propel offers $300 cash if you spend $3,000 in the first 90 days. Not an “OH MY, OH MY!” offer, but the offer is not the point of getting this card – it is to have another choice to register for Amex Offers. What else?

I do spend 3k+ each year on this card.

Not everyone all will be able to get this next one — but if you can this partner Amex card from USAA Cashback Rewards Plus American Express Card is a real winner. Why? Especially when this card has NO new card bonus?

Well, you can get 5% cash back at gas stations (up to max $3,000 spend per year) and many locations sell gift cards. And once again you have yet another no annual fee card you can register for Amex Offers. One more.

One more good choice

Our last partner Amex card is the U.S. Bank Cash 365 American Express Card. Receive a $150 bonus when you spend $500. For most people, it’s not even worth a tiny “waahooo” in terms of new card bonus — but it yet one more card that you can use when the Amex Offers are of great value to you. Use the card once a year to keep it active or when you come across an offer that works (and then use the card).

Bottom line: we know holding a bunch of credit cards DOES NOT have a negative impact on your credit score. In fact, they can help your score go up by reducing the total credit you use each month compared to the total amount of credit you have available.

Are you taking advantage of these “low hanging fruit” (if you will) and adding cards to your portfolio that can give you max chances for good offers? – René


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