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Save Up to $100 at Lowe’s with This Amex Offer! (Should Work for Some Gift Card Purchases!)

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Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


A new, targeted Amex Offer gives cardholders the chance to save 10% on select Lowe’s purchases — up to $100 in statement credit! (In other words, spend $1000, get $100 in Amex statement credit.)

Even if you’re not a handy person or don’t need anything home improvement-wise, you still can save money!

Here’s how:

The offer states:

“Get 10% back as a statement credit by using your enrolled Business Card on eligible purchases in-store at Lowe’s or online at Lowes.com or LowesforPros.com by 6/30/2020. Limit of $100 in total statement credits. See terms for exclusions.”

You’ll earn 10% back on each eligible Lowe’s purchase until you’ve reached $100 in statement credits. So you can do it all at once or break it up into several purchases through June!

Gift Cards

Amex explicitly states, “The sale of any electronic or corporate gift cards” are not eligible to receive statement credit on this offer.

So physical gift cards purchased in-store or online should work. (Purchasing gift cards in-store is almost always the best way to receive statement credit in these instances.)

Lowe’s sells a lot of third-party gift cards (Amazon, Delta, Starbucks, eBay, etc.). This gives you a great opportunity to save 10% buying gift cards for yourself or others! (Early Christmas shopping, anyone?)

Again, this is a statement credit offer. So if you’re new to Amex Offers, be aware you won’t receive an instant discount at the register. The savings is applied to your Amex account within a few days.

Targeted for Business Cards?

All of my business American Express cards were targeted:

None of my personal cards received the offer.

Veterans and Active Duty Military Members: Stack with Your 10% Discount!

United States military service members and honorably discharged veterans receive 10% off eligible purchases at Lowe’s.

American Soldiers and US Flag. US troops
(©iStock.com/Bumblee_Dee)

So if you spend, say, $100 and receive a 10% military discount, that knocks it down to $90. Your Amex Offer saves you 10% off ($9) that amount. A $100 item could end up costing you only $81!

Gift cards are excluded from military discounts, however. And there are a number of other exclusions (coupons, promotions, etc.)

American Express also waives annual fees for active-duty military members and their spouses.

Happy shopping and saving!
–Chris

Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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