Christmas in July has arrived for people with certain American Express charge cards. Statement credits for cell phone providers, food delivery, streaming services, electronics, clothiers, and even shipping services(!) are like a small slice of holiday sales.
Any joy and relief are great — especially during the garbage fire known as “2020.”
Several seemingly benefits might be easy to forget. So let’s check ’em out and make sure to use them!
(I know Chase also announced a bunch of new credits. We’ll cover those soon!)
Streaming Service Credits: $20
Wireless Phone Provider Credits: $20 and $10
The Platinum Card from American Express and Business Platinum Card from American Express each give cardholders a $20 monthly statement credit for select US wireless (or “cell phone”, as we simple folk say) phone providers for the rest of 2020.
American Express Green Cardholders enjoy a $10 monthly statement credit through December.
Dell Statement Credit: $200 (Plus Stacking!)
There is a ton to be enjoyed from the Business Platinum Card from American Express‘ semiannual Dell statement credit right now.
Need to update your computer monitor or television? Always wanted to get noise-canceling earphones? Just need some cell phone charging cables?
Here’s a great opportunity.
Cardholders get up to $200 in Dell statement credit through December. (That’s double the usual $100!)
Plus, there are these Amex Offers that should stack:
Dell sells all sorts of electronic stuff: headphones, TVs, computer accessories, tablets, and a bunch of other things (Xbox gift cards…).
Saks Fifth Avenue Credit: $50
People complain like crazy about the Platinum Card from American Express‘ semiannual $50 Saks credit. Because they don’t shop at the chic store.
I’m not a regular Saks shopper myself. But never has the credit gone to waste,
Hello! Do you wear clothes (at least sometimes)?!
Treat yourself (or someone you love) to some expensive underwear or socks. Or earrings. Or a makeup brush. If you don’t use those, score an overpriced t-shirt.
Heck, buy $50 worth of gear and donate it to Goodwill or a shelter.
Geez, it’s not that hard!
Or order a $50 physical gift card and have it mailed to yourself. (That’s worked for me, at least.) Hoard ‘em for a decade and buy yourself something pretty.
You get the point.
But there’s the main thing: DON’T DO IT NOW. Wait until a cashback portal’s Saks offer increases. It’s something like 4% on TopCashback right now. Late last July, though, it jumped to 14% at Rakuten. At that point, you’re making money on your fancy, leather keychain or whatever! 🙂
This seems to happen twice a year — and Rakuten and Saks are due. We’ll let you know as soon as we find out.
Shipping (and Mailing!) Credit: $20
Business Platinum Card from American Express members get $20 each month (again, through December) in statement credits with eligible shipping providers.
This includes the USPS.
Don’t do a lot of “traditional” shipping? Don’t worry! Stock up on Forever Stamps (holiday card season is only a few months away, folks). Send a care package to someone.
Food Credit: $10
American Express Gold Card members get a $10 monthly statement credit to use at several food merchants — including two food delivery services.
Food delivery is practically a necessity these days — especially in certain states where COVID-19 is on the rise.
- The Cheesecake Factory
- Don’t forget to stack with this Amex Offer!
- Ruth’s Chris Steak House
- participating Shake Shack locations
Uber (or Uber Eats) Credit: $15
Platinum Card from American Express members enjoy $15 in monthly (but expiring) Uber Cash deposits.
If you’re not Ubering anywhere right now, remember the benefit applies to your Uber Eats account! (Plus, start your order with DO$H and receive cashback!)
It’s easy to forget statement credits you can enjoy.
But remember (especially if you already paid your annual fee!) to use the ones Amex is offering. As we wrote in May, taking full advantage of these offers can make some of the high-ticket charge cards either break even — or even profitable.
How are you using your credits?
Featured image: ©iStock.com/pashapixel
Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.