A new month (and holiday!) are here. Plus, a bunch of credit cards have elevated grocery store earnings expiring at the end of July. So let’s check out what we think are your best credit cards for grocery store shopping this month!
American Express Blue Cash Preferred Card
Why: Amex’s Blue Cash Preferred Card earns 6% cashback on grocery store purchases, up to $6,000 in annual spending. The cashback is awarded in the form of statement credits.
American Express Gold Card
Why: You earn 4X per dollar spent at supermarkets when paying with your American Express Gold Card. (The 4X benefit is capped at $25,000 per year in spending at supermarkets).
You can transfer your points at a 1:1 ratio to a number of participating Membership Rewards travel partners — or use them to purchase points/miles earning travel through Amex’s travel site. This gets especially lucrative if you hold the Business Platinum Card from American Express: pool your points together and enjoy a 35% rebate on select airfares when you Pay with Points!
The Hilton Surpass and Hilton Aspire Cards
Why: Hilton Surpass and Aspire Consumer Cardmembers earn 12X Hilton Honors Bonus Points at U.S. supermarkets through July.
Hilton Honors American Express Aspire Card
Hilton Honors points are worth — on average — about .5 cents each. So you get around 6 cents per dollar spent at supermarkets.
Marriott Bonvoy Brilliant Cards
Why: Marriott Bonvoy Brilliant Cardholders earn 6X Marriott Bonvoy points at U.S. supermarkets through July. But this is capped at $7,500 in eligible purchases.
Marriott Bonvoy points are worth about .8 cents per. Each buck you spend at a supermarket will score you approximately 4.8 cents worth of Bonvoy points.
Delta American Express Consumer Cards
Why: Each of the consumer Delta American Express cards (Reserve, Platinum, and Gold) earn 4X SkyMiles points at U.S. supermarkets through July. There is no published cap that we’ve seen.
Delta Reserve Credit Card from American Express
Platinum Delta SkyMiles Credit Card from American Express
Gold Delta SkyMiles Credit Card from American Express
Delta SkyMiles are worth about a cent each. Each dollar spent at supermarkets nets you about four cents’ worth of SkyMiles.
American Express EveryDay Preferred Card
Amex’s EveryDay Preferred Card earns 3X Membership Rewards points on grocery store purchases on up to $6,000 in annual grocery spending. Plus, you earn a 50% points bonus when you use your EveryDay Preferred Card 30 or more times in a billing period. That potentially makes each dollar worth 4.5 points.
American Express Blue Cash Everyday Card
Why: The Blue Cash Everyday Card is the Blue Cash Preferred Card‘s no annual fee, lower-earning sibling. It earns 3% cashback on grocery store purchases on up to $6,000 in annual grocery spending. The cashback is awarded in the form of statement credits.
Chase Freedom (Whole Foods Market Purchases ONLY)
Chase Freedom cardholders receive 5%/5X this quarter for Amazon and Whole Foods purchases. The earnings are capped at $75 cashback per quarter.
Because Whole Foods locations aren’t everywhere and the place is so darn expensive, we kicked it toward the bottom of our list.
If you live near a Whole Foods Market (here’s a store finder), keep in mind that Amazon Prime members receive free delivery on Whole Foods online orders of $35 or more. (Don’t have Amazon Prime? Enjoy a free trial now.)
Chase Sapphire Reserve
If you haven’t spent all of your $300 statement credit normally reserved for travel, the Chase Sapphire Reserve could very well be worth your while.
Through the end of 2020, the Chase Sapphire Reserve‘s $300 travel credit extends toward grocery store and gas station purchases.
— Chris
Featured image: ©iStock.com/LightFieldStudios
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