Credit Cards

Starbucks Amex Offer: 5% Back on Card Reloads + Bonus Points!

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Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


A new Starbucks Amex Offer gives targeted cardholders the opportunity the earn 5% back on Starbucks card reloads. The maximum credit you can receive is $5. (Basically, spend up to $100 on reloading your Starbucks card and get up to $5 back.)

Update: Reader Gaurav reports he received a 15% offer, maxed at $5 in statement credits. 

The offer is good through September 21, 2020.

While that’s nothing too exciting, consider that a bunch of American Express cards earn bonus points on restaurant/dining purchases. Depending on which of your cards receive the offer, you might be able to score some good bonus points on top of your Starbucks card reloads.

FWIW, none of my business cards were targeted. The Starbucks Amex Offer popped up only my personal Amex products. (I added it to my American Express Gold Card, which earns 4X on dining purchases worldwide.)

Starbucks Amex Offer, valid through September 21, 2020.

I like that this applies specifically to Starbucks card reloads. Many restaurant or dining Amex offers exclude locations in airports or supermarkets. There’s no such worry in this case.

Which Amex Cards are the Best for This Offer?

Based on their current dining bonuses, here are the cards I think are the best for the Starbucks Amex Offer (in alphabetical order):

Important Exclusions

Amex says the offer “excludes in-store reloads, in-store and online purchases, delivery orders, gift card and e-gift card purchases.” So you must use an existing card already in your account. I reloaded my Starbucks card with their app and it immediately triggered the Amex Offer email.

— Chris

Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

3 Comments

  1. Barry Graham Reply

    Amazing! I check the offers regularly (once per month) but this was not there a few days ago. I registered yesterday (for Reserve card) and just made the purchase today and got the $5 back! These offers have been really good recently.

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