American Express and MGM Resorts teamed up for a couple of different Amex Offers — and you might be able to stack one with the Fine Hotels & Resorts offer that dropped the other day.
MGM Resorts Amex Offers
The MGM Resorts Amex Offers differ in three ways:
- Spending requirements
- Bonus Membership Rewards points
- Eligible properties
I received the offers on all three of my Membership Rewards-earning Amexes:
- Platinum Card from American Express
- Business Platinum Card from American Express
- American Express Gold Card
If you have both Platinum products, read to the bottom of this post before adding the offers to one of those cards. You might be able to stack with another option.
Let’s take a look at both offers.
Offer #1: 5,000 Bonus Points
You’ll receive a one-time 5,000 Membership Rewards point bonus when using your enrolled card to spend at least $250 on room rates and charges at one of the following properties:
- New York-New York (pictured above)
- Beau Rivage
- Gold Strike
- MGM National Harbor
- MGM Springfield
Of the three Las Vegas properties listed above (NY-NY, Luxor, and Excalibur), I’d say New York-New York is the best of the bunch.
Offer #2: 10,000 Bonus Points
This offer doubles the bonus — and the spending requirement. On the plus side, you have your choice of nicer hotels.
Enjoy a one-time 10,000 Membership Rewards point bonus when using your enrolled card to spend at least $500 on room rates and charges at one of the following properties (which are all in Las Vegas):
- MGM Grand Las Vegas
- The Signature at MGM Grand
- Mandalay Bay
- Delano Las Vegas
- Park MGM
- NoMad Las Vegas
- The Mirage
Both offers expire on January 10, 2021.
The terms and conditions state, “Reservations must be made directly through MGM Resorts online at mgmresorts.com, by phone, or via mobile app.” But let’s not get too worked up about that yet.
MAYBE: Stack with Fine Hotels & Resorts Offer
Bellagio, NoMad, Delano, and Aria participate in Amex’s Fine Hotel & Resorts program (FHR) for Platinum Card from American Express, and Business Platinum Card from American Express cardholders. Members who book FHR packages (available through Amex Travel) receive perks such as:
- $100 resort credit per stay to be used on select food and beverage or spa purchases. (The resort credit’s criteria vary by property)
- Breakfast for two ($60 total per room) each day. In my experience, this is not limited to traditional breakfast times and usually includes room service all day long.
- Suite upgrade, when available
- Early check-in
- Guaranteed 4 PM check-out
American Express released an FHR Amex Offer this week:
Get a one-time $150 statement credit by using your enrolled Card to spend a minimum of $800 in one or more transactions on a prepaid hotel booking with Fine Hotels + Resorts® properties online at AmexTravel.com by 12/7/2020.
Do you see where I’m going with this?
In the past, I’ve booked MGM Resorts stays through FHR and received the MGM Resorts Amex Offer bonuses. That’s despite the offers saying I had to book directly through MGM.
Now, I didn’t try to stack with an FHR Amex Offer (because there weren’t any available). But it’s certainly worth a shot if you plan on spending at least $800 on FHR stays at a participating MGM Resorts property). Plus, you get 5X Membership Rewards points on FHR bookings.
So if the stacking works, you’d earn at least:
- 10,000 bonus Membership Rewards points from the MGM Amex Offer
- 4,000 bonus Membership Rewards points for booking an Amex FHR package ($800 x 5X)
- $150 statement credit from the FHR Amex Offer.
If you very conservatively value Membership Rewards points at a penny each, those 14,000 points are worth $140 in travel — at a minimum. That, combined with the $150 statement credit essentially gets you at least $290 back from spending $800.
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