Credit Cards

New Welcome Offers for the NO ANNUAL FEE Chase Ink Cash and Unlimited Cards

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Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


Chase dropped increased welcome offers today for their two no annual fee Ink products: the Ink Business Cash Credit Card and Ink Business Unlimited Credit Card.

Both cards offer a $750 cashback bonus (awarded as 75,000 Ultimate Rewards points) for new cardholders who spend $7,500 on purchases within three months of being approved.

The previous offer was $500 (50,000 URs) back when spending $3,000.

Chase Ink Cash Credit Card
Learn how to apply for the Chase Ink Business Cash Credit Card

I have both cards — and prefer the Ink Cash. It earns 5X on the first $25,000 spent in the following combined purchases each account anniversary year:

  • internet, cable, and phone services
  • office supply stores

It also fetches 2X on the first $25,000 spent in the following combined purchases each account anniversary year:

  • gas stations
  • restaurants

Everything else earns 1X.

I hold the Ink Cash simply for its 5X categories — which are great, especially for a no annual fee card.

The Ink Unlimited is fairly straightforward: every eligible purchase earns 1.5X.

Should You Take Advantage of These Welcome Offers?

Three of Chase’s Ultimate Rewards cards allow cardholders to redeem points at a bonus when booking trips through the Chase travel portal:

If you hold one of the above cards and can afford the $7,500 minimum spend, then the offers may make sense to you. You can transfer your 75,000 URs to one of your “premium” Chase cards and turn them into a nice bonus when purchasing travel: 112,500 ($1125) with the Chase Sapphire Reserve or 93,750 ($937.50) with the Chase Sapphire Preferred or Chase Ink Preferred. (And that doesn’t even take into account the points you accumulate reaching the minimum spend requirement!)

Not a cardholder of a Reserve or Preferred card? To be honest, I don’t love the 250% minimum spend requirement boost (from the previous welcome offer) awarding only 50% more points. My wife got the Ink Cash a few weeks ago — and I’m glad she did it then. We can make the $3000 minimum spend work. But $7,500 is out of our range.

Still, if it works for you, then go for it — and enjoy!

Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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