Four Delta SkyMiles Amex credit cards will give members a 25% MQM Status Boost bonus during 2021. But should this change your spending plans for next year or inspire you to apply for a Delta Amex?
25% MQM Bonus Boosts
The consumer/personal and business flavors of the Delta Platinum and Reserve cards are eligible for the 25% extra MQMs.
Here’s what the potential earnings look like:
Delta Platinum Amexes
During 2021, cardholders earn 12,500 MQM for every $25,000 spent on eligible purchases on a Delta Amex Platinum Card. This is an increase from the standard 10,000 MQM.
Each card receives up to two MQM Status Boosts each calendar year. So that means one card can get you 25,000 MQM if you spend $50,000 in purchases next year.
Delta Reserve Amexes
Cardholders earn 18,750 MQM for every $30,000 spent on eligible purchases on a Delta Amex Reserve Card during 2020. This is an increase from the standard 15,000 MQM.
Each card receives up to four MQM Status Boosts each calendar year. So that means one Reserve card can get you 75,000 MQM if you spend $120,000 in purchases next year. That would net you Platinum Medallion Status without stepping on a plane.
Does This Change Your Credit Card Plans?
Before this announcement, I planned to spend $30,000 on my Delta Reserve for Business Credit Card from American Express in 2021 and get one Status Boost. My business revenue was down in 2020 and I think it’ll take a while into 2021 before things improve markedly.
The 25% MQM boost, though, won’t alter those plans. Sure, I’m always delighted to accept bonus points and was happy to hear this news. But the boost will not make me shift my spending from other cards (especially ones with useful category bonuses!). There have been years past when I spent $120,000 across two Reserve cards and scored 60,000 MQM. But my budget, spending habits, and risk tolerance will be much lower in 2021 than in recent years.
Plus, I don’t yet know when I’ll feel comfortable traveling — or even where I can go without quarantining. Nor do we know if Delta will again extend status and rollover all MQM into 2022 (something tells me they won’t — and this is their way of throwing us a bone).
Should you crank up your spending on the Delta Amex cards — or even apply for one (or more) because of this news?
That’s up to you, your budget, and your travel goals. If you’ve been on the fence about getting a Delta Amex card, this could be a good reason to finally apply for one. It’s certainly a positive bonus.
I don’t know that I’d say You’re crazy if you don’t get a Delta Reserve (or Platinum) Card just because of the 25% bonus! If you can afford to max out the bonuses, then I’d say you should maybe think about it if you really want some MQM. But I wouldn’t go out of my way to spend more on a Delta Amex just because of this.
What Do You Think?
Will this change your credit card strategy for 2021? If you don’t have a Delta Amex — or want another one — is this promotion enough to get you excited? Please share your thoughts in the below Comments section!
Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.