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A Do-Good Way to Help Reach Year-End Credit Card Spend Goals

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Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


More than a few people are scrambling to meet credit card bonus spending requirements that must be achieved by December 31. (Remember, if you can’t afford something or otherwise wouldn’t buy a product, it’s probably best not to buy it.)

Maybe you have a Delta Amex card and are this close to hitting a Status Boost spending threshold. Perhaps you’re a Hilton Honors American Express Surpass cardmember and need to spend a few more bucks to reach Diamond elite status.

Or it could be that you just want to help someone in need. (Or a combination of all those. 🙂 )

Yesterday, my family went shopping for someone we’ll probably never meet. Or even know their identity.

As my daughter outgrows toys and clothes, we give them to friends who will have children the same age or we donate the items to charity.

Given that our local Toys for Tots drive was canceled this year (thanks, COVID), we had to find somewhere else to donate. Thankfully, one of our local fire stations is a Toys for Tots drop-off location!

My wife and I explained to our daughter (as best we could to a three-and-a-half-year-old) that many kids aren’t as lucky as she. That means some kids don’t have many (or any) toys.

She’s usually a rather chatty and loud kid. But when she learned some children might not get toys this Christmas, all she mustered was a sad, quiet, “Oh.”

Then she decided she must buy a toy for someone! Money hasn’t exactly flowed into our coffers this year — but we were more than happy to help her help someone.

On our way to the fire station, we stopped at a local Rite Aid. They had a great Christmas sale (50% off toys!). My daughter scanned the shelves, looking for the perfect gift. Finally, she selected a baby doll. My wife and I looked at each other like, She’s going to not want to give it up.

We paid for it with my Chase Freedom Flex (3% at drug stores!), earned some Rite Aid Bonus Cash rewards, and drove to the fire station. She asked us questions about the children who’d get the toys were dropping off. (“What are their names? Are they boys or girls? Do you think they like dolls?”)

Our fears of her wanting to keep the doll never came to pass. The only thing she insisted was that she could carry the toy into the fire station and personally hand it to the firefighters. (The picture at the top of this post is her just before we went into the station.)

The Flex’s cashback and Rite Aid rewards were nice bonuses, of course. But the real perk was making sure some children get toys this Christmas. I was rushed and crabby most of the morning. But after our shopping-and-giving excursion, I was in a much brighter mood.

We look forward to continuing the tradition next year.

Final Approach

So that’s my (very) long way of suggesting that if you need to get some last-minute spending in — or just want to share in the holiday giving spirit — giving to others is a fun option. Consider buying a toy to give a child. (Here’s a list of some other children’s charities). Donate some cash to your local food bank. You get the point. You’ll get your credit card points — while someone truly in need receives something that’ll brighten their holiday.

And probably yours, too.

 

 

 

Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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