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70,000 Bonus Points and $300 Statement Credit Offer: American Express Business Gold Card

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Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


The American Express Business Gold Card dropped a new welcome offer: 70,000 bonus points and a $300 statement credit on certain purchases.

But the card also features two rather attractive features: 4X categories and a 25% rebate when using Membership Rewards points to pay for eligible flights.

Let’s check out the offer and some of the card’s benefits.

Amex Business Gold Card Welcome Offer

New members who apply for this offer will earn 70,000 Membership Rewards bonus points after spending $10,000 on eligible purchases within three months of being approved. (If $10,000 is pretty easy for you to hit and you want a benefits-packed card, keep in mind there’s a targeted 110,000 bonus point offer for the Amex Business Platinum if you hit $15k.)

Plus, they’ll also receive a total of up to $300 in statement credits for eligible purchases in these categories:

  • U.S. advertising
  • U.S. shipping

(This page gives some guidance as to what those categories include.)

Given that the card carries a $295 annual fee, you can earn back that cost plus much more through the statement credit and welcome bonus.

American Express Business Gold Card
Learn how to apply for the American Express Business Gold Card (see rates and fees)

Amex Business Gold Card Features

The American Express Business Gold Card has two features that I find rather appealing: its 4X categories and Pay With Points rebates.

4X Categories

The card earns 4X points on the two eligible categories where a cardholder’s business spends the most each billing cycle. They are:

  • Airfare purchased directly from airlines
  • U.S. purchases at restaurants, including takeout and delivery
  • U.S. purchases at gas stations
  • U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
  • U.S. purchases for advertising in select media (online, TV, radio)
  • U.S. purchases for shipping

All other purchases besides your two most-used categories earn 1X. The 4X points benefit applies to the first $150,000 in combined purchases from these two categories each calendar year. Then it’s 1X after that.

Off the top of my head, I can’t think of any other business cards that reward 4X on airfare or restaurants. So if you pay for a lot of business flights, client lunches, or treat your employees to meals every so often, the American Express Business Gold Card could very well be worth it.

AeroMexico 787-9 Boeing Dreamliner Business Class

Pay With Points

The card also features a benefit I love with my Business Platinum Card from American Express (although it’s reduced on the Gold).

Cardholders receive a 25% points rebate when using Membership Rewards points to pay for eligible airfares through Amex Travel. Those airfares are:

  • First class tickets on any airline
  • Business class tickets on any airline
  • Any class (coach, etc) with any airline you select from a list of qualifying carriers

(You can receive up to 250,000 points rebated each calendar year.)

For example, say an airfare costs $500. You can use 50,000 Membership Rewards points to pay for the trip — and you’ll receive 12,500 of them back. Spending 37,500 points for a $500 flight — and earning elite status benefits and loyalty program points, to boot — is pretty good. Use the benefit enough and you easily earn back the annual fee.

Final Approach

Is the American Express Business Gold Card the “cheapest” business card out there? Of course not. Chase offers a couple that are also attractive (the Chase Ink Cash and Chase Ink Preferred immediately come to mind) and carry less or no annual fees.

But the 4X categories and Pay With Points features make this card rather attractive for people who take advantage of those benefits. And the welcome offer only sweetens everything.

(Terms apply.)

Featured image: ©iStock.com/Six_Characters & Rene’s Points composite

Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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