Credit Cards

Which Travel Programs Are Transfer Partners for BOTH American Express and Chase Points? [2021]

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Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


With people starting to again plan trips but perhaps facing some wounded wallets, credit card points can be a great tool to help make those travel wishes become a reality.

American Express and Chase are a couple of heavyweights in the travel rewards credit card world. And that’s especially the case with their products offering transferrable points. (Amex’s Membership Rewards and Chase’s Ultimate Rewards.) These cards are helpful because you’re not necessarily “locked in” to one loyalty program.

For example, you can’t transfer Delta SkyMiles to another program. You have to use them for redemptions offered only by Delta.

Having transferrable points gives you a lot more travel options. Maybe your preferred airline constantly devalues its partner redemptions. Then you discover a different carrier offers a better awards deal to a dream destination. If you don’t have the points to pay for the other airline’s great rewards points, then you’re kinda stuck.

The American Express Gold Card earns Membership Rewards points, which can help pay for or offset great vacations and other trips.
The American Express Gold Card‘s nice welcome bonus and multiple 4X categories can help get you to a beach vacation!

That’s where cards such as American Express Membership Rewards and Chase Ultimate Rewards comes in. Both offer decent lists of airline and hotel partners to whom points can be transferred on (generally) a 1:1 basis. And they overlap in nearly 10 different programs.

Let’s take a look.

American Express and Chase Travel Partners

Here’s a handy-dandy little chart that shows both company’s travel program partners.

Airline Loyalty Program  Partners

A collage of American Express Membership Rewards cards. A collage of Chase Ultimate Rewards cards.
American Express Membership Rewards  Chase Ultimate Rewards
Aer Lingus AerClub
AeroMexico Club Premier
Air Canada Aeroplan
Air France-KLM Flying Blue
Alitalia Millemiglia
ANA Mileage Club
Avianca LifeMiles
British Airways Executive Club
Cathay Pacific Asia Miles
Delta SkyMiles
Emirates Skywards
Ethiad Guest
Hawaiian Airlines
Iberia Plus
JetBlue True Blue
Qantas Frequent Flyer
Singapore Airlines KrisFlyer
Southwest Airlines Rapid Rewards
United Airlines MileagePlus
Virgin Atlantic Flying Club

Which Airline Programs Accept Both Amex and Chase Points?

Eight airline loyalty programs are travel partners for both American Express Membership Rewards and Chase Ultimate Rewards. They are:

  • Aer Lingus AerClub
  • Air France-KLM Flying Blue
  • British Airways Executive Club
  • Emirates Skywards
  • Iberia Plus
  • JetBlue True Blue
  • Singapore Airlines KrisFlyer
  • Virgin Atlantic Flying Club

So if you want to score a nice vacation on, say, Virgin Atlantic, it could be worth getting a couple of Chase Ultimate Rewards cards and American Express Membership Rewards cards. You can pool your points and make a fun trip even more possible. (And probably cheaper than paying cash, assuming your everyday expenses can meet the minimum requirements for welcome offers.)

You’ll probably need a place to stay during your trip, so let’s see which hotels the programs support.

For what it’s worth: Air France-KLM Flying Blue, Emirates Skywards, JetBlue TrueBlue, Qantas Frequent Flyer, and Singapore KrisFlyer are also Capital One transfer partners.

Hotel Loyalty Program Partners

A collage of American Express Membership Rewards cards. A collage of Chase Ultimate Rewards cards.
American Express Membership Rewards  Chase Ultimate Rewards
Choice Hotels Privileges
Hilton Honors
IHG Rewards Clubs
Marriott Bonvoy
World of Hyatt

Which Hotels Programs Accept Both Amex and Chase Points?

There’s only one instance of overlap in this category: Marriott Bonvoy. (Both Amex and Chase offer co-branded Marriott Bonvoy credit cards, as well.)

But between the two card issues, you’re pretty much covered for most major hotel chains.

So What Are the Best Amex and Chase Credit Cards to Have?

As always, it comes down to your personal budget, spending habits, and travel goals.

The transferrable points cards I personally hold and regularly use for spending are:

I have both the consumer and business versions of the American Express Platinum Card. Unless there’s am Amex Offer one of them, I rarely use the cards for everyday spending. They’re much better for statement credits and travel benefits. (Although I do love the Platinum Card from American Express‘ 5X on purchased made directly with airlines and the Business Platinum Card from American Express‘ 35% Pay With Points rebate.)

Final Approach

Points with transferrable credit cards offer much more flexibility than co-branded hotel and airline cards. Points can be redeemed for cash, transferred to air partners, or used to book points-earning trips through a card issue’s travel service.

Amex’s Membership Rewards and Chase’s Ultimate Rewards are a couple of major players who offer some great credit cards with plenty of travel partners. And using both Amex and Chase in tandem might accelerate your travel goals — and save you some money.

 

To see the rates and fees for the American Express cards featured above, please visit the following links:

 

Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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