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Small business owners looking to rack up points — while not breaking the bank with annual fees — have a great option:

NOTE: This post was updated in February 2020 to reflect the addition of 5X points on Lyft purchases and March 2020 with a new welcome bonus offer.

The Chase Ink Business Preferred credit card, which earns 3X across a number of business categories (including travel: same as the Chase Sapphire Reserve card, which costs almost five times as much in annual fees).

The Chase Ink Business Preferred is a fantastic option for new entrepreneurs looking to save money while spending on such common business expenses as transportation, cell phone & internet, and advertising.

Even with the low annual fee, points earnings can easily offset the annual fee (and much more) each year. The current welcome bonus alone basically covers at least eight years of the annual fee.

(Remember you don’t need a separate EIN to apply for a small business credit card.)

Here’s why small business owners of all kinds — but especially new ones — should consider the Chase Ink Business Preferred credit card.

Delta announced the elimination of a $150 “specialty sports bag fee” that the airline used to impose on passengers traveling with golf clubs, bicycle, SCUBA gear, and other large sporting equipment. Tickets purchased on or after July 17 are eligible. “Large speciality sports” bags will simply now be subject to Delta’s standard checked bag fees and rules. Great News for Sports Teams and Others Delta has long served professional and college sports teams for their charter needs. (The mothership even retrofitted a few 757s to accommodate basketball teams!) I won’t be surprised if more high school and pee-wee teams bring — or increase — their Delta travels. Delta is now a great option for traveling sports teams — especially hockey, baseball, softball, and football — traveling with large bags of equipment. For the rest of us, it’s also great news. Some vacations will be a little cheaper — and will…

If you took advantages of the great Delta Amex Card welcome bonuses, your new credit card should arrive very soon (if it hasn’t yet already). Put the Card in Your Delta Wallet Put your new Delta Amex information into your Delta wallet. This way, you’ll automatically receive the free first checked bag perk if you choose to use it. Store it in Your Dosh Wallet Dosh is a great cash back app. (Use our referral link and receive $5 credit when adding your Delta Amex — or any other credit card. Thank you!). Dosh works with a number of restaurants, stores, hotels, and other merchants — and credits you cash back when paying with a card you’ve registered. Enroll the Card in IDine or Another a Dining Program iDine is another cash back program that stacks with Dosh — so you can really crank up the cash back! Pay with…