Chase Consumer Cards


Both the Chase Sapphire Preferred and Chase Sapphire Reserve are running promotions boasting big welcome offers.

If you don’t hold one of the Chase Sapphire cards — and haven’t received a new cardmember bonus for any Sapphire card during the past 48 months — now might be the time to consider getting one.

Both offer redemption bonuses when booking travel through Chase. This helps you field a pretty great, effective Ultimate Rewards “team” when you combine them with cards such as the Chase Freedom Flex, Chase Freedom Unlimited, and/or Chase Ink Cash.

But which Chase Sapphire card is the best for you?

With people starting to again plan trips but perhaps facing some wounded wallets, credit card points can be a great tool to help make those travel wishes become a reality.

American Express and Chase are a couple of heavyweights in the travel rewards credit card world. And that’s especially the case with their products offering transferrable points. (Amex’s Membership Rewards and Chase’s Ultimate Rewards.) These cards are helpful because you’re not necessarily “locked in” to one loyalty program.

For example, you can’t transfer Delta SkyMiles to another program. You have to use them for redemptions offered only by Delta.

Having transferrable points gives you a lot more travel options. Maybe your preferred airline constantly devalues its partner redemptions. Then you discover a different carrier offers a better awards deal to a dream destination. If you don’t have the points to pay for the other airline’s great rewards points, then you’re kinda stuck.

That’s where cards such as American Express Membership Rewards and Chase Ultimate Rewards comes in. Both offer decent lists of airline and hotel partners to whom points can be transferred on (generally) a 1:1 basis. And they overlap in nearly 10 different programs.

Let’s take a look.

A surprise in my mailbox greeted me late last week: a redesigned IHG Rewards Club Premier Credit Card.

I wasn’t expecting a replacement card and don’t remember requesting one. It just showed up.

The card it’s replacing didn’t expire until late 2023. But there are nearly ten changes between the old and new physical products, so I thought it’d worth us examining the differences!