Disclosure: The Crystal® Visa Infinite® Card is NOT an affiliate card and I received no compensation from City National Bank for this card or this post. HT to reader Yosef for the contact.
EDIT: I have confirmed that this offer is ONLY valid in the states that CNB has locations in. So congrats to all who live in the follow states: https://www.cnb.com/sitepages/locator.aspx
UPDATE 6OCT15: This offer is now ONLY available in branches. You must visit a bank location to get the offer. See the link above if there is a bank year you.
What an amazing offer from a bank you do not hear all that much about. City National Bank has bumped their Crystal® Visa Infinite® Card new card bonus to 100,000 points after spending $5,000 in the first 90 days. These points can be used at 1 cent each to book airline tickets, hotels and the like.
This card is being marketed as a direct challenge to the The Platinum Card® from American Express <–LINK and has many of the same perks. Let me quickly run down the bullet points and then get to the other details:
- Earn 3 Points on gasoline, airline, hotel, taxi, rental car, train, bus, restaurant, fast food and takeout food dining purchases. 1 Point on all other purchases.
- No Foreign Transaction Fee
- $250 Airline Incidental Fees Statement Credit
- Priority Pass SelectTM – Airport Lounge Access
- $100 Global Entry Application Fee Statement Credit
- Annual Fee – None first year. After that, $400
Now let’s break this down a bit more. First off the Priority Pass SelectTM is not just for ONE person but TWO. That is a very nice perk of the card.
Also, much like many other cards, you are getting credit for Incidental Fees. This “may” work for buying airline gift cards like many other cards, but clearly I have not tested this. The T&C state it is up to the airline to “code” it correctly so gift cards may or may not work. Things like GoGo will NOT work as they are not billed by the airline. Another choice for Delta Diamond is, if it is offered again, to pay the $245 fee to UG from Individual to Executive membership to allow you to bring guests into the Sky Club.
The $100 Global Entry (that includes TSA PreCheck) fee has become somewhat of a stock rebate on most premium cards. Nice they are including this as well as no foreign transaction fee that most really just consider a “junk fee” anyway.
Bottom line this is a nice card and the offer is amazing.
Here is the thing, you cannot just apply with a link. This is a “smaller” bank. You will need to 1st download an application via a PDF you can get HERE! Then, if you live in the right states, with that filled out you can email Michael Thomas – Senior Relationship Banker at Michael.Thomas@cnb.com the filled out application and included income verification like a W2 or a tax return. Yes, a bit of a pain but I will be going for this card (and Lisa as well)! – René