As a quick follow up, to the very quick rookie post this week, there is one more reason to pay your bill on time and in full – you could lose your miles!
First off, the main reason for paying your credit card bill on time is that it has an impact your credit score (35%) and would impact your ability to be able to get more bonus points from new card deals! So, pay it in full and pay it on time, that is before the due date.
AMEX has recently updated their T&C as to how long you have (was 24 months now 12 months), should you ever miss a payment and they take the miles back you have earned that period, to be able to pay a fee to get those points reinstated.
Again, I cannot DREAM of this ever happening to you, a Delta Points reader. The idea of not paying off a CC bill in full and then even going to the next step of being late on paying just cooks my brain. The only thing worse I could think of would be someone saying they went to the Skymiles shopping place and got a toaster with their Skymiles! ☹ – René
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.