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Did you know you can lose your Skymiles if…

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Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


 

updates to delta reserve credit card rules

As a quick follow up, to the very quick rookie post this week, there is one more reason to pay your bill on time and in full – you could lose your miles!

credit score breakdown

First off, the main reason for paying your credit card bill on time is that it has an impact your credit score (35%) and would impact your ability to be able to get more bonus points from new card deals! So, pay it in full and pay it on time, that is before the due date.

AMEX has recently updated their T&C as to how long you have (was 24 months now 12 months), should you ever miss a payment and they take the miles back you have earned that period, to be able to pay a fee to get those points reinstated.

Again, I cannot DREAM of this ever happening to you, a Delta Points reader. The idea of not paying off a CC bill in full and then even going to the next step of being late on paying just cooks my brain. The only thing worse I could think of would be someone saying they went to the Skymiles shopping place and got a toaster with their Skymiles! ☹  – René
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Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.

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Rene’s Points For Better Travel, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Rene’s Points For Better Travel and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. As an Amazon Associate I earn from qualifying purchases.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

René de Lambert is a contributing writer and the founder of RenesPoints. He is an avid Delta and SkyTeam flyer who has held Delta’s top Diamond Medallion status for many years and flown millions of miles.

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