Credit card statement surprises usually aren’t the “fun” or “nice” or “good” kind of surprises. But reader “Stuart” received one this week!
The annual fee just posted for his personal/consumer Delta SkyMiles Reserve Card from American Express.
Instead of the new, higher $550 annual fee, he was charged only $450.
Delta and Amex announced last year several changes to their co-branded cards, including annual fee increases to all but the Delta Blue Amex card.
Stuart told me he’s been a Delta Reserve cardholder since May 2016. So that ruled out any sort of mysterious, unwritten clause that would somehow grandfather the old annual fee a new cardholder who signed up last year.
He also confirmed he’s never received an offer for a lower annual fee on his Reserve card.
Being a pessimist, I sort of doubt that. I think Amex wants to bring in as much money as possible — especially now. Proactively issuing annual fee credits without retention calls doesn’t seem very Amex-like.
But I would love, love, love for them to prove me wrong here.
The other possible explanation is that this simply was a glitch. (Oh, that all of our cards could receive that glitch, right? 🙂 )
So keep an eye on those upcoming annual fees, folks!
Can You Figure Out Why He Received a Lower Annual Fee?
I’d love to hear your thoughts. Or if you’ve seen information elsewhere about this development, please send me a link!
Have You Received This Fun Surprise?
Have you enjoyed a “discount” lately on any of your cards — Amex or otherwise? Let us know in the comments section!
Featured image: ©iStock.com/ceazars
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