Just a quick update and a data point for my wife’s latest round of travel cards. In case you missed it you can check the previous post for the cards she was approved for. What she was firmly turned down for was the Chase Sapphire, despite the fact that it had been years since she got the card, due to the 5/24 rule that currently is in effect for most Chase branded cards.
So, once we called and got the firm no we had the runner up choice the Marriott HOTEL card that can yield (with an AU added and 1 charge) with minimum spend 90k points. That is a VERY nice deal as well. Would that one be approved the same day right after a firm NO for the Sapphire card?
We did not call in right away but now know the answer for that co-branded card was approved (even though not instant). This is good news as I and many others feel the time remaining to apply for co-branded offers from Chase, both personal and business, are near an end as the 5/24 rule will soon apply to them as well.
Anyway, just wanted to share an interesting data point. Also interesting was in my original post one reader said they had success calling in and getting reconsidered for the Chase Sapphire even though they had applied for a large number of cards over the past 24 months. I guess I like instant approvals and will over the next two years “test the waters” if you will when great offers pop up that make it worthwhile to fight a bit with Chase! – René