OOOUUUCCHH! A new Flyer Talker has posted about an issue that I have warned readers about for YEARS now. That is, the fact that your annual fees for Delta Amex cards does not count toward your yearly spend goals.
One of the big problems has been Amex seems to indicate on your statement (when you check the numbers at the bottom of the page) that you may have in fact spent enough when you have not. That looks the case for travistruett from FlyerTalk. Notice what the user says in part:
“Realized in mid-December I was much closer to the 250k [MQD] waiver than realized (due to business expenses on card)… only needed to spend 8k to hit it.”
Then travistruett says,
“I’m sitting at $250,310.81, can’t believe I pulled it off… I didn’t factor in the credit card fee of $450 which means I’m short by $140.”
Brutal! Just brutal. Is this Delta and Amex mega spend stuck? Will Amex or Delta work with the user to fix this 0.0006% mistake in spending? Maybe.
Delta has, in years past, done what is often called “soft landing” for folks who were close. Delta can, with the flip of the digital switch (see raw data files), fix it so travistruett has reached the ¼ million in spend for 2019. I would hold they would not play hardball for such a small mistake that Amex contributed to after all. What if Delta says no?
Amex can work with Delta to fix this mess if they want to. The flyer could, if they really wanted to push it, file a CFPB complaint about this as it clearly is a known and ongoing issue for Amex about mis-reporting your spend (they do tell you in fine print fee does not count, FYI). But I doubt that would be needed as I would think Amex would want to keep such a mega spender happy.
This post is timely now because of one big factor: the fact that you have only until the 29th of January 2020 to spend under the OLD spending rules (i.e. bonus SkyMiles and bonus MQMs) for Delta Amex cards and your fee may happen to be billing this month. If so, be sure you OVER spend by at least your yearly fee! – René
Receive 40,000 bonus SkyMiles and 10,000 bonus MQM after spending $3,000 in eligible purchases on the Card within the first three months of approval. Given our SkyMiles valuation, 40,000 SkyMiles equals at least $400 worth of Delta travel.
Points Earnings (Through January 29, 2020)
- 2X SkyMiles on Delta purchases
- 1X SkyMiles on all other purchases
Points Earnings (Effective January 30, 2020)
- 3X SkyMiles on Delta purchases
- 1.5X SkyMiles on purchases after you spend $150,000 on the card during a calendar year
- 1X SkyMiles on all other purchases
Bonus MQM (Through December 31, 2019)
Enjoy 15,000 bonus MQM and 15,000 bonus redeemable SkyMiles if you spend $30,000 on your new card before December 31, 2019. Earn an additional 15,000 bonus MQM and 15,000 bonus redeemable SkyMiles if rack up another $30,000 on the card before December 31.
Status Boost (Beginning January 30, 2020)
Enjoy 15,000 bonus MQM each time you spend $30,000 during a calendar year. The most Status Boost MQM you can receive with this card is 60,000 MQM ($120,000 spend during a calendar year).
Delta Sky Club Access
Enjoy complimentary access to Delta Sky Clubs when traveling on a same-day Delta Air Lines flight. (Read our reviews of Delta Sky Clubs.)
Plus — effective January 30, 2020 — receive two guest passes each year to Delta Sky Clubs. A nice perk if you’re traveling with people who don’t have Delta Sky Club access through their own Reserve card or the American Express Platinum cards.
American Express Centurion Lounge Access (Effective January 30, 2020)
You’ll have free admission (provided the club isn’t closed to overcrowding) to American Express Centurion Lounges before a same-day Delta Air Lines-operated or -marketed flight. (Read our reviews of American Express Centurion Lounges.)
Upgrade Priority for Medallion Members
Holding a Delta Reserve card serves as tie-breaker for complimentary Medallion upgrades.
Complimentary Upgrades for Non-Medallion Members (Effective January 30, 2020)
Non-elites who hold the Delta Reserve card will eligible for complimentary domestic upgrades (US 50) to Delta One, first class, and Comfort Plus — space providing, after Medallion members and their companions have been upgraded.
Spend $25,000 on this — or across any of your Delta Amexes, provided you hold a Platinum or Reserve card — and don’t worry about the MQD requirements for Silver, Gold, or Platinum Medallion.
Beginning the second year of holding the card, you’ll receive upon renewal a certificate for a free (except for taxes and fees) companion first class or coach qualifying fares on Delta. Read our Companion Certificate FAQ.
Global Entry/TSA PreCheck Fee Credit (effective January 30, 2020)
Delta Travel Perks
- Free first checked bag for you and up to eight others on your itinerary/PNR
- 20% statement credit on purchases made aboard Delta Air Lines flights (premium food, beverages, headsets, etc)
- Main Cabin 1 Priority Boarding
- Pay with Miles eligibility
$450 the first year. Then $550 beginning the second year you hold the card.
Who Should Have This Card?
Business owners/independent contractors who are frequent Delta travelers and lounge access. Plus, if you can spend a lot of money on this card, you’ll love the Status Boosts.
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